What is the best PDL out there?

Fair enough.

I appreciate your honesty. I'm assuming you've browsed the forums. Are you a company that you've seen mentioned here frequently?

That is what they all say. Unfortunatly, most Attorney General's and Department of Banking for most states see's things a little differently.

"First of all 2 loans is 2 too many. You shouldn't give a loan if the person has another loan PERIOD. I just struggle now and would rather do that than to ever take out a payday loan again."

Its good to see that you can get by without using the service I offer. They are not for everyone.

"Good to know you are following the laws . . . ."

Technically they are not working for me. I can not be held responsible for any other the "collectors" actions or words.

"We prefer for them to be polite as possible to the customer, but if a rep is getting back 80% on each debt we will look the other way as to how he is getting it back."

PDLme, it is so refreshing to see that money has not corrupted you

So you were lying in that post? Do the collectors work for you or don't they? You can't have it both ways.

"I appreciate your honesty. I'm assuming you've browsed the forums. Are you a company that you've seen mentioned here frequently?"

I haven't seen them mentioned yet. As I said earlier we are fairly new. I also do my best to keep the customers happy. It seems many of the complaints are that the lenders are not easily accessible. Either borrowers are having trouble getting a response from a lender or they can not even find an email address or phone number to contact the lender. I make sure that all emails and phone calls are answered ASAP.

I will continue searching and and if I see a problem that anyone has with my company.

"PDLme, it is so refreshing to see that money has not corrupted you"


I do my best, but I am not in this business to give money away.

So you were lying in that post? Do the collectors work for you or don't they? You can't have it both ways.

I do not pay them directly. They are sub contracted.

"It seems many of the complaints are that the lenders are not easily accessible."

And I would say the vast majority of the complaints are about debtors being threatened with arrest, prosecution, giving 3rd party disclosure, blah blah blah. But hey, your hands are clean, right?

Is this standard? Do other companies do this as well?

So..If I take a loan from you, and I default, a contractor attempts to collect from me on behalf of you. You then get a percentage of that, and they get a percentage as well. If these people are working on commission, it definitely explains the aggressive collecting they do. Interesting.

I would think that if it could be proved that you purposly turned a blind eye towards the collection tactics that people contracted by you used on people that you could still be held responsible.

PDLme, I just checked out your site.

I had to laugh at your picture of the bull going poop, it's nice to see you have a sense of humor.

I have to give you credit for the disclaimer, it's been a long time since I've been on a PDL site; I have never seen a disclaimer quite like that before. Was this required by the new PDL laws?

"And I would say the vast majority of the complaints are about debtors being threatened with arrest, prosecution, giving 3rd party disclosure, blah blah blah. But hey, your hands are clean, right?"

Legally, yes my hands are clean.

"So..If I take a loan from you, and I default, a contractor attempts to collect from me on behalf of you. You then get a percentage of that, and they get a percentage as well. If these people are working on commission, it definitely explains the aggressive collecting they do. Interesting."

Yes. That is true.

Ok, here's a touchy one..

I'm sure you understand that you must follow the lending laws. If you gave me a $200 loan here in Michigan and charged me $60 every two weeks and I paid on it for 6 months before finally defaulting, do you acknowledge that this loan should be considered paid in full?