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 Posted: Mon Mar 19, 2007 1:25 pm Subject: Tremont Financial threatening with wage garnishment |
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I apparently, still I have 1 more loan out there. It is with Tremont Financial and the original balance was $ 300 and I currently owe $ 200.
They are threatening to send the voluntary wage garnishment to my payroll department. I have more than paid back the principal of the loan, but my question is, should I just set up a payment arrangement to get it paid (by money order or western union or something, I will NOT give them my checking account info).
Here is the interesting thing, when I got the loan, I lived in Maryland and I have since moved to Florida. What state laws apply to this should I choose to fight it?
Thanks!
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stac88
Joined: 02 Oct 2006
Posts: 58
Debtcc Points: 2386
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| Posted: Mon Mar 19, 2007 1:27 pm Subject: |
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I believe its the state you lived in when you took the loan out that applies here..Someone correct me if I am wrong please 
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Leah
Debt Samaritan
Joined: 04 Mar 2007
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| Posted: Mon Mar 19, 2007 1:37 pm Subject: |
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Leah - you are kinda right. It is the state you are in when you take out the loan. You could live in say North Carolina, but go to South Carolina and take out a loan. The laws of South Carolina would apply.
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goudah2424
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Joined: 31 Oct 2006
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| Posted: Mon Mar 19, 2007 2:24 pm Subject: |
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Be informed of the laws in Maryland and go through the fine print carefully. Wages cannot be garnished without court orders. They might be threatening you with wage assignment. It is voluntary and you can legally revoke it. Send a revocation letter through certified mail and return receipt requested. Then, you can work out with them on some other payment mode.
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Bridget
Joined: 03 Mar 2006
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| Posted: Mon Mar 19, 2007 2:28 pm Subject: |
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Tremont Financial does put a wage assignment in their contracts. Also check your state laws, wage assignments could be illegal.
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goudah2424
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Joined: 31 Oct 2006
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| Posted: Wed Sep 19, 2007 4:32 pm Subject: bad checks |
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my tenant has given me two back checks before i dedoit them i check with the bank to make sure the fubd are there. I am tired of being nice. she always has a excuse not to answer my calls. can i put a wage assignment on her. I don't have time to pay her game we all have bills and i am tired of excuses.
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land lord
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