#1  
03-19-2007, 03:46 PM
ladybugmisty ladybugmisty is offline
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Sub: Are there any PDLs that T&C cannot work with...

...because the PDLs refuse to work with T&C? If so, who are they? Do any of the following refuse to work with T&C, and/or all dmp companies?


Advance America
Check Into Cash
CheckSmart
National Check Cashers
Cashland


These are the ones I've put with T&C. Thanks!
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  #2  
03-19-2007, 03:51 PM
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Trenity Trenity is offline
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I have an idea. Why not you give a call to T&C and ask them for their past negotiations with the loan places you are dealing with. You will come to know about their success stories and feel like being in trusted hands.
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  #3  
03-19-2007, 03:53 PM
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I don't know about those companies. But I know that Ten Dollar Payday Loan (Rio Resources) wanted me to work with them personally and I tried to put them on T&C.

I mean, if T&C doesn't work with a company, it shouldn't be a problem. You can probably work out a payment solution with the company yourself.
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  #4  
03-19-2007, 03:55 PM
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Check into cash is going to be very crabby, so be ready..
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  #5  
03-19-2007, 04:17 PM
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Checksmart will probably be aggressive. Your in OH, right? Well, I'm in OH, and this company can be ruthless. I'm not trying to scare you, but I'm just speaking of an experience I had with one of their collectors at their corporate office.
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  #6  
03-19-2007, 04:41 PM
ladybugmisty ladybugmisty is offline
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Yes, I'm in Ohio. Is it possible that CheckSmart and Cashland might not work with T&C? When I asked T&C if they could work with all my plds, they said they could, but I won't really know for sure until I hear whether the proposals have been accepted by the pdls.

Brownsugar, just how aggressive was CheckSmart with you? Did they threaten you a lot?

finsfan13, just how crabby was Cashland?
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  #7  
03-19-2007, 04:48 PM
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Yep, this collector said he was coming to my job to the payroll dept. After so many calls, it wasn't about collecting the debt, he was just harassing me.
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  #8  
03-19-2007, 05:03 PM
ladybugmisty ladybugmisty is offline
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Brownsugar, did he bother you even after you put the debt in a dmp? I've put mine with T&C, so I'm hoping there won't be much harassment from CheckSmart. It's not like I'm not trying to pay back the loan.
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  #9  
03-19-2007, 05:04 PM
Lorri Lorri is offline

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I am assuming that all of my PDLs worked with T&C, no one has contacted me since. I guess I am lucky. I had a storefront Check into Cash and haven't had any problems. Maybe they are running differently than online.
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  #10  
03-19-2007, 05:06 PM
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Ladybugmisty, Check into cash likes wage assignments.

Luckily I am an HR rep and was able to nip that one in the bud immediately. I never worked with a consolidation company, so I don't know how they'll be in regards to that, but I remember them hanging up on me several times, and leaving rude messages on my answering machine. Basically they were a fat pain in the a$$.
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  #11  
03-19-2007, 05:06 PM
ladybugmisty ladybugmisty is offline
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All of mine are storefront, too, so I'm hoping they will work with T&C.
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  #12  
03-19-2007, 05:23 PM
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I never put them in a dmp. I just remember a couple of months ago, I called and asked if they would work with a consolidation company and they told me no.
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  #13  
03-19-2007, 05:28 PM
ladybugmisty ladybugmisty is offline
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T&C told me that they can work with these companies with a re-payment plan, and with Ohio law stating that customers are entitled to a re-payment plan, I'm hoping each of my pdls will work with T&C. I wish I could get more concrete confirmation, but I guess I'll just have to wait it out and see. I wish I wasn't such a worrier.
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  #14  
03-20-2007, 09:30 AM
KristiB50 KristiB50 is offline
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All of mine are storefront.

I have T&C's number but I'm trying to negotiate on my own first.

Buckeye Checksmart-Corporate called me 152,000 times a day. The manager at the local office said he'd hold my check for 4 weeks if I pay the interest and returned check fee. Then I'll have to pay off the principal. I agreed and corporate quit calling. I'm hoping to get it paid off.

Check-n-go: Let me pay it off in 2 payments

Advance America: Held my check for 30 days. I'm just going to pay that one down.

I still have to call ACE Cash Express and Checkmate. I have no idea what to expect.

This is exhausting!!!
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  #15  
03-20-2007, 11:02 AM
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I think I may call T&C if my lenders give me too hard of a time.

Are they expensive?
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  #16  
04-17-2007, 07:17 AM
Ryan_N Ryan_N is offline
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Did T&C work with CheckSmart? Checksmart tells me they do not work with them and have sent my work a verification of employment request. Checksmart Corp office has threaten me with court now. I hate not knowing for sure of whats happening. One says they do work with them and the other is saying no we don't.
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