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Posted: Wed Mar 21, 2007 9:42 am

I have a loan with cash transfer center it is for 500.00 and they are charging me 132.00 in interest which I know is above and beyond my state law limits in Arizona But, here is my problem when they went into take the money out of my account the account had been frozen due to another unauthorized transaction so the bank suggested I close the account which I did and re-opened a new one well now cash transfer center has called my work, sent my supervisor an e-mail asking them to discuss this with me an has contacted my payroll department. I contacted them and they said more or less too bad I revoked any authorization but they are saying they do not care they do not take payments and that I have to wire them the money or they will continue to call and contact my supervisor and the payroll department? What to do they want the money back at the end of this week and I will not have it.

Posted: Wed Mar 21, 2007 10:41 am

keep them out of your account since they have taken more than what the allowed is in your state. Search throughout the forum for the letters to send them requesting a refund. Talk to your supervisor and payroll department, inform them that they are trying to obtain money illegally...and without a court order they cannot put a wage lein against your pay.
Send a letter of cease and desist to the pdl company also back it up with an email and fax of the same. Make sure to mail the letter with return receipt and keep for future. Also contact the AZ Attorney Generals office, file a complaint with the FCC and the AG's office, the AG will need supporting documents to be faxed/mailed. Be persisitant and you will be victorious

Posted: Wed Mar 21, 2007 10:55 am

CTC is known for wage assignment so immediately send them a wage revocation. Send a copy of that also to your payroll department. These people are ruthless! You can e-mail the wage revocation, but follow it up with snail mail certified return receipt. I know that this seems like a lot but get it done NOW!

Posted: Wed Mar 21, 2007 11:36 am

Report CTC to your state attorney general and the BBB. They have already received number of complaints against them. You need to add your complaint also and put them under investigation.

Do a search on CTC in this board. Take a print out and show it to your employer. They might be already aware of their illegal business activities. In case they don't, the comments posted here about CTC will help them in understanding the illegal nature of their business.

Posted: Wed Mar 21, 2007 12:56 pm

Also, even though they are the original creditor, if you tell them NO PHONE CALLS at your place of employment, they HAVE to abide by that. Start documenting the dates and times they contact your employer or you at work and get your complaints in. AND get the voluntary wage revokation letter to them and a copy to your employer ASAP. They will attempt this, most employers won't accept, but better safe than sorry I say.

Posted: Mon Mar 26, 2007 6:55 am

I have forward to them everything that needs to be forwarded I have sent it via fax, e-mail and mail I have also spoke to my employer and they said they will not do anything with out a court order.

Posted: Mon Mar 26, 2007 8:25 am

Did you close your bank account, open a new one and have your paycheck go to the new account. Don't give your new account number to any lender.

Guest · Posted: Mon Mar 26, 2007 8:32 am

Yes I did but, I just received a phone call from them and they forwarded over an e-mail to my employer
regardless of what I wrote and forwarded to them. I contacted the Arizona Financial Inst. and they stated that as soon as they get my complaint and documentation that they will be getting a hold of them right away they are not licensed in my state.

Posted: Mon Mar 26, 2007 2:59 pm

It sounds like you are taking the right steps in dealing with them. I dealt with them in late 05 so I know what a pain they can be. If you mail anything to them, send it certified with return receipt. This way you will have proof that they received it. Don't back down from them.

Posted: Mon Mar 26, 2007 6:15 pm

Lucky for you that they will take the time to do that for you. PDL's are prohibited in Pa, but Pa department of banking won't stand up and help you. You have to go through the attorney generals office.

Posted: Mon Mar 26, 2007 6:31 pm

Here is a question, how did this company get your supervisor and payroll's e-mail address? I'm curious as how they were able to do this.

Posted: Tue Mar 27, 2007 5:40 am

Steelers,

They are sneaky ones. She might have had to put a boss on her original loan paperwork with them. When I defaulted with Sonic, they also e-mailed my boss at work. I didn't give them his e-mail address. That was so embarassing but he didn't make a big deal out of it. They are scavengers to say the least. Twisted Evil

Guest · Posted: Tue Mar 27, 2007 6:05 am

I did not give them an e-mail address of my company nor the name of my boss. I do not know how they got the name of the Payroll supervisor in our corporate office in California. I think one of the reasons that the Arizona department of Finance is helping me is because they will not stop calling my work and payroll department.

Guest · Posted: Wed Mar 28, 2007 6:13 am

Well today I received an e-mail from cash transfer center after filing with the Attorney General, Federal Trade comission and the Arizona Department of Finance. I sent CTC a bunch of letters stating Arizona Law, Revoking Wage Assignments, Quoting the laws of a Wage Assignment everything you could think of I think it was about 9 pages. Now I received an e-mail stating they are going to cease all collection effort.

Posted: Wed Mar 28, 2007 6:23 am

They also got my payroll department email, and my supervisors personal email. She was upset, but I just told her that none of us at the company had it. I have no idea how they got it, but I would like to know. I just tried to login to my account with them last night, and it said I was not allowed access to their site. I do know that one of the agencies I filed with sent them a letter, but I haven't gotten anything yet. I wish they would let me know what is going on. I don't trust them.

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