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Posted: Tue Mar 27, 2007 2:05 pm Subject: Help please with pdl

Hello everydody and thanks in advance for you help
I have 7 online pdl and i can t pay anymore. Here there

Arrowhead 300 and i paid 225 already
Paragon 300 and 525 paid
Edollard 300 and 225 paid
Jd marketing 200 and nothing paid
Casnet 400 and 200 paid
Avantis financial 400 and 200 paid
Payday max 480 and 181 paid

I live in md and i don t anything about le law on pdl in the state. Please help, i don t speak english very well and it s make it so hard. I want try to call them and somme payement arrangement or consolidate them but i am scare that they going to call my job or the reference i gave them when i apllied

Please please help

Thanks again

Changed to lower case - Mike

Posted: Tue Mar 27, 2007 2:08 pm Subject:

GO to www.paydayloaninfo.org and click on your state-it will help you with your laws...Also can you please not type in all caps? It makes it very hard to read Thanks...Once yu look at the laws you need to determine how many you have already paid off legally and what you owe to the ones you haven't paid of legally..if you have questions just ask

Posted: Tue Mar 27, 2007 2:16 pm Subject:

thanks leah for the information, I went to the website and I can t figure out what s the laws in maryland, can somebody hep me to indestand .

Posted: Tue Mar 27, 2007 2:18 pm Subject: loans

Payday Loans are Prohibited in MD. Contact your Attorney Generals office consumer division and ask for help. Best Wishes KYSIDE38

Posted: Tue Mar 27, 2007 2:25 pm Subject:

You must call each company before they become aggressive and start calling your references. Moreover, there will be less chances of working out any payment arrangements if they get to you first.

Know the laws in your state and calculate the payments on each account. You will figure out the accounts having an outstanding balance and put proposals to the lenders.

For the other accounts on which you have paid excessively, claim for a refund from the company.

Posted: Tue Mar 27, 2007 2:26 pm Subject:

thanks kyside38. I am going to call that, but if pdl are prohibited in MD, it that mean I don t have to pay or I have to pay just what I owe.

Posted: Tue Mar 27, 2007 2:55 pm Subject:

You should pay only what you legally owe.

Posted: Tue Mar 27, 2007 3:03 pm Subject:

What I owe it is that the amount they lend to me without the financials charges, for instance arrowhead lend me 300 and I paid 3 times the financial 75*3 = 225, so if I interstand I owe them only 100 now. what should I do to let them know that I just owe them 100 , not 300+75

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