hi im new, pdls that have gone to the point where in 2 days i will be in default i havent worked since december and owe many other bills besides if i send them a letter telling them whats going on and that i do intend to pay when i start recieving income again when i dont know (spinal injury),will they work with me if they start calling me or my references will a cease calling letter really make them stop ive been paying pdls(8)for over a year now. any and all help is gratefully appreciated,thanks
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