hi im new, pdls that have gone to the point where in 2 days i will be in default i havent worked since december and owe many other bills besides if i send them a letter telling them whats going on and that i do intend to pay when i start recieving income again when i dont know (spinal injury),will they work with me if they start calling me or my references will a cease calling letter really make them stop ive been paying pdls(8)for over a year now. any and all help is gratefully appreciated,thanks
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wright,
what state are you from? What companies are your loans with? are they storefront or internet based loans? How much did you borrow from each and how much have you paid back so far? Sounds like you should be able to get a paid in full letter or refunds, if the situation renders it, please post the requested information and someone will come along and help you out. goodluck
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im from ohio 3 store front 3 internet
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There are a lot of users from Ohio here that can give you some good advice. Ohio has specific rates a pdl can charge, and they can't rollover the loans. Also, they have to be licensed to do business in Ohio.
I would concentrate first on the storefront loans. They are the ones that are most likely to be legally licensed and following all the laws.
You also should contact the attorney general's office and file complaints on the ones that are breaking the laws.
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
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To get a better idea as to who might help and who might now, etc, can you list who you have the loans through, how much you borrowed and how much you paid, especially to the internet ones? Just might help in getting a little better advice.
Hang in there...it will work out. Just have a little faith.
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store front- advance america i borrowed anywhere from 300 (repaid 345)to 500 (repaid 575) over 24 times last year,cashland i borrowed min. of 300 repaid 345 to a max of 500 repaid 575 they are paid in full and i dont go there anymore,checksmart min of 300 repaid 345 to 800 repaid 902.50 borrowed 24 times since last year,cash n hand 400 repaid 460 at least 24 times since this timelast year, 3 on net cashusa i have had 3 loans with them currently i owe them 600 with 87.50 in fees, payday ok 350 with revolving fees of 90 dollars every 2 weeks, aero advance 300 with 80 in fees and i pay 60 dollars every 2 weeks both revolving loans i have had since nov 2006 any help is appreciated and im so sorry that so many of us are struggling with what started out as a way to pay our debts. thanks again
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I think Mishele is from Ohio, Mishele, paging Mishele, are you there?
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Advance America, Checksmart, and Cashland are your store front lenders? Amy I reading that correctly? You will want to call and make payment arrangments with the store front lenders first. In Ohio, these lenders are licesed to do business here. Rollovers or extensions are not allowed in the state of Ohio.
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http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
This is a brief overview of the lending laws in Ohio.
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Can you give a better list of who you currently owe, the amounts owed, and the amount you have paid on these loans? I mean as of today, thanks :-)
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Ok, see you found wright mishele this is the post I pm ed you about.
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