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 Posted: Wed Apr 11, 2007 9:46 am Subject: advise needed |
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i just got a loan for 200.00 and will have to pay back 320.00 i made a mistake!! but i am in need of cash what am i going to do? HELP
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mary_a_elliott
Joined: 11 Apr 2007
Posts: 1
Debtcc Points: 47
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| Posted: Wed Apr 11, 2007 9:52 am Subject: |
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Mary - you should try and cancel your loan!! most pdl companies will cancel it if you want to the day the money was posted to your account. Try to get cash another way, b/c PDL's clearly aren't it!
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sswett
Debt Samaritan
Joined: 26 Mar 2007
Posts: 414
Debtcc Points: 4788
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| Posted: Wed Apr 11, 2007 10:04 am Subject: |
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From which company did you borrow money? I agree with sswett. If it's getting expensive for you, write a cancellation letter to the loan company. Its good that you realized it now before it was too late and had no money to pay back. Payday loans multiply very fast with interests and fees. See if your family or friends can help you.
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ricjil
Joined: 04 Nov 2005
Posts: 225
Debtcc Points: 3537
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| Posted: Wed Apr 11, 2007 10:08 am Subject: |
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Yes cancel it! Because that 320 may turn into 520 or 1020 because most of the IPDl's will never contact you back or take the loan back out...They will cost you way more money! Its far better to be broke for a few months than take one out and end up being broked for 9 months like I was...If you got family or friends and you really realy need a loan ask one of them...
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Leah
Debt Samaritan
Joined: 04 Mar 2007
Posts: 2333
Debtcc Points: 50556
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| Posted: Wed Apr 11, 2007 10:10 am Subject: |
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You will be doing yourself a world of good if you cancel this loan now and find a way to do without the money or get it elsewhere. You do not want to get stuck in the pdl cycle like so many of us here are in. RUN RUN RUN away from pdl's!!!!!!!!
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Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2620
Debtcc Points: 28250
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