Internet's first get-out-of-debt community - 134,000 members

Posted: Thu Apr 12, 2007 7:38 am Subject: Here we go again...

Well...Payday is tomorrow...wondering which sleazeball company is going to rob me blind... I've been on the phone with the bank all morning, trying to get an ACH freeze...every person I talk to says a different thing.

Last week it was Westbury - who withdrew 400$ from my account...I put a stop payment on this, and got the money back...but I keep incurring all these stop payment fees.

Uggggg.

Posted: Thu Apr 12, 2007 8:01 am Subject:

DIdnt you change your account???

Posted: Thu Apr 12, 2007 8:04 am Subject:

Unable to change b/c I filed my income tax direct deposit into this account...and b/c my effin husband owes money to the effin IRS, I had to file "injured spouse" b/c the money owed was prior to our marriage. That in itself takes 11 weeks. 4/23/07 = 11 weeks since I filed...so as soon as that gets put in, the account is history. However, STUPID ARSE bank isn't being very helpful at the moment. ugggggg

Posted: Thu Apr 12, 2007 8:07 am Subject:

OMG I thought you had closed your account!!
That is the problem with some of these banks. Depending on which person you talk to, and what kind of mood they are in, you get different info. One person says they will take care of it, the next person says they can't help you. Girl, go open a new account!!!!

Posted: Thu Apr 12, 2007 8:10 am Subject:

Sorry, we must have posted at the same time. Can you just open up a new account and have your payroll deposited into it, and leave the other one open for your income taxes that way at least your check won't get eaten up?

Posted: Thu Apr 12, 2007 8:10 am Subject:

Haven't been able to close it yet! I do have a new account...but I can't close the old one yet...I'm just going to keep calling the bank all day long until someone gives me what I want. I have a spiel about how My money isn't safe with their bank (and my new account is with them) and that I'm just going to change banks all together. etc. I'll get there eventually, i just need to gripe i guess. I've been in the worst of moods....

Posted: Thu Apr 12, 2007 8:12 am Subject:

Quit messing with the middleman and ask to speak to a supervisor and if you get an unsatisfacory answer, go to a higher up. We ended up with the VP at our old bank.

Posted: Thu Apr 12, 2007 8:17 am Subject:

I can certainly understand that. I haven't been in the best of moods either. I just vent to Leah and she helps keep me sane. I hope they don't take any money out of your account this week...good luck with that bank!!!

Posted: Thu Apr 12, 2007 8:20 am Subject:

I'm getting there...on hold. my effin hubby and I will go to a branch later today if I can't get this effin stuff worked out..

I hate to say this - but this is allllll my hubby's fault. totally allllll his fault. AND HE hasn't worked since october...effin weather.... arghhhhhhhhhhhhhhhhhhhhhhhhh

Posted: Thu Apr 12, 2007 8:20 am Subject:

I feel for you, darlin'
Hang in there?
I've changed accounts and I still cringe every other Friday waiting to see if they've found me......

Sad

Posted: Thu Apr 12, 2007 8:31 am Subject:

Hey gripe away...I know how you been feeling! I would recommend chaning banks altogether persoanlly....I have been either super crabby or crying all day for like 2 weeks....so If you want to gripe go right ahead! I will listen to ya

Posted: Thu Apr 12, 2007 8:37 am Subject:

I'm hanging. I've finally gotten a hold of someone who knows what they're talking about. She's sooo sweet. I do like this bank. They're going to close the old account, and set up my deposits to go into the new account...and the debits won't be able to hit. phew.... thank gawd. I hope it works out. i hope i hope.

Posted: Thu Apr 12, 2007 8:40 am Subject:

Yep my husband put me in the situation as well...Not only has he just now gotten a job(after being off the entire year) he stole a ton of money from the account and is getting behind on his child support because I can no longer pay it and I dont think I should have to pay it!

Posted: Thu Apr 12, 2007 8:41 am Subject:

YAY!!! I am glad that it is working out!!

Posted: Thu Apr 12, 2007 8:42 am Subject:

Posted: Thu Apr 12, 2007 8:46 am Subject:

Lets not count our chickens before they hatch....

My husband... I cannot believe him!!! I've got to cough up another $600 for his lame arse for some legal trouble he got into (again pre marriage). Uggg. He's all freaked out b/c I'm closing the account...he's worried that my direct deposit won't make it to the new one...giving me a hard time... Wait, its okay if i don't make my car payment, so long as you have money for whatever....UGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG.

I cry every night... just about all night. (don't want my son to know).

Off to the bank now....I'll be back later.

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Here we go again...

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