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Do I need to sign a release form in order to get a copy of my contract from a PDL company?

Posted: Thu Apr 12, 2007 9:15 am Subject:

I don't think so, I know that I had hard times getting copies of some of my pdl contracts, but I found that calling the customer service line and asking them worked well. Don't mention anything about laws or such, just pretend like you need a copy because you lost yours. I was trying to get a copy from cashnet500 for 2 months by sending letters and asking when they called, and it never came. I called the normal customer service number and it was emailed immediatly.

Posted: Thu Apr 12, 2007 9:16 am Subject:

What does the release say?

Posted: Thu Apr 12, 2007 9:17 am Subject:

Sarah,according to the Truth in Lending act,you are entitled to all your paperwork related to your loan.By not providing this paperwork and the required disclosures,they have already violated Federal law at the begining of the loan.

Posted: Thu Apr 12, 2007 9:20 am Subject:

That's assuming they never gave you a copy of the contract. I was given mine, I just didn't bother to either print them out, or I just misplaced them.

Posted: Thu Apr 12, 2007 9:27 am Subject:

To comply with tla,they must have spelled out in their contract all fees,charges,and apr for the loan period.It also must disclose what happens in default and if they are allowed to place additional fees because of default.

Posted: Thu Apr 12, 2007 9:33 am Subject:

Well, she gave me a contract because, and I quote:

Posted: Thu Apr 12, 2007 9:37 am Subject:

Mad because she has to do her darn job.I hope I don't step on toes with this statement.Another reason most of these companies don't sue is a good majority of them do not have their paperwork up to snuff.The one exception being storefronts.

Posted: Thu Apr 12, 2007 9:37 am Subject:

No contract. It was just emails that I send them. lol.

Posted: Thu Apr 12, 2007 9:40 am Subject:

I am about to tell her to stick it up her -----

--- yeah.

I am about to tell her to just take me to court.

Posted: Thu Apr 12, 2007 10:33 am Subject:

Oh wow, not she is saying thinsg are going to blow up in my face and I am in for a big surprise!!

It's kind of funny.

Posted: Thu Apr 12, 2007 10:43 am Subject:

wow...is this Sharon Williams?

I am still waiting on the copy of my contract from DMS and GFS....

losers. I just finished filing out the fraud paperwork at the bank too. I hope I didn't purger myself...I didn't did I?