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Posted: Mon Apr 16, 2007 12:49 pm Subject: Need help to come out of payday loans. |
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I am up to my elbows in payday loans now. I thought they would help me, but then i had to get one after the other to pay for the other ones. Is there any consolidations for pay day loans??
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 12:53 pm Subject: |
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Most payday lenders refuse to work with any consolidation. Please list what state you are from? what companies you have loans with? Please indicate whether they are storefront or if you got them through the internet? How much you borrowed from each and how much you have paid back. I know this seems overwhelming right now, but we can help you work through it. You came to the right place. Please answer the questions and someone will come along shortly to help you out, just take a deep breath, we have all been there.
_________________ Working my way out of this debt, one day at a time!
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fedupinpa
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Joined: 22 Jan 2007
Posts: 1666
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Posted: Mon Apr 16, 2007 12:57 pm Subject: |
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I beg to differ fedupinpa, all of the PDLs that I had worked and are still working with my debt consolidation company. This was for both storefront and internet pdls. I am in California and my debt consolidatio company operates out of Alabama.
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Lorri
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Joined: 27 Apr 2006
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Posted: Mon Apr 16, 2007 12:59 pm Subject: here it is.... |
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I am in missouri...I have loans with Security Finance, empire Finance, BNT loans, Sharon ans Shellys Pawn, Gators pawn, Mo. Title loan company. I owe alomost 2000.00 dollars in payday loans.
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 1:03 pm Subject: well.. |
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are there any consolidation compaines that will work with paysay loan people...everyone i have called says they dont. maybe im not calling the right people
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 1:03 pm Subject: |
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Actually, there are very few DMP companies who make the pdl companies accept their proposals. I don't know how they put the deal to the lenders, but they get the arrangements done in favor of the consumers.
Which companies are you dealing with and what is the latest status of each account?
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BKP

Joined: 19 Oct 2005
Posts: 242
Debtcc Points: 3532
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Posted: Mon Apr 16, 2007 1:06 pm Subject: |
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All of the loans i have out now are in good standing...but i am just paying the interest and its hurting me. i am a single mom who was workinf two jobs and just quit one b/c it was too much and i have no clue what to do next. There are some that are due this week. I need to find somewhere where i can consolidate them so i can just have one bill instead of 8
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 1:08 pm Subject: |
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Wow, Lorri, that is great, I could not get them to work with me that way. The PDLs refused, I am in Pa, payday loans are prohibited here. don't know if that had anything to do with it or not. I came here with 10 loans and was completely overwhelmed. Wish I would have ran into you then. I am down to 2 now, dealing with their nasty attitudes was the worst. Who is the consolidation company that you are dealing with. Maybe you can advise green on how to get ahold of them. Glad you commented here, I take it back, I was unaware, but was only going on my own experience with them.
_________________ Working my way out of this debt, one day at a time!
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fedupinpa
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Joined: 22 Jan 2007
Posts: 1666
Debtcc Points: 21375
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Posted: Mon Apr 16, 2007 1:11 pm Subject: |
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yes that would be great Lorri, if you can help me out
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 1:20 pm Subject: |
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sorry green for giving you the wrong info, I was unaware and have had to fight the battle on my own. Hopefully Lorri will come along soon and help you out. Hope your experience is better than mine was. It has been a rough road, but I am almost payday loan free. Can't wait for that day! Goodluck.
_________________ Working my way out of this debt, one day at a time!
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fedupinpa
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Joined: 22 Jan 2007
Posts: 1666
Debtcc Points: 21375
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Posted: Mon Apr 16, 2007 1:23 pm Subject: |
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thank you fedupinpa. Good luck to you also. I hope she comes along shortly also.
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 1:25 pm Subject: |
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you can pm her also, just hit the little pm button under her post and it will go directly to her message box. she will see she has a new message when she comes back on.
_________________ Working my way out of this debt, one day at a time!
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fedupinpa
Moderator


Joined: 22 Jan 2007
Posts: 1666
Debtcc Points: 21375
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Posted: Mon Apr 16, 2007 1:28 pm Subject: |
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thanks. I pm'd her. i'll see what she says
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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Posted: Mon Apr 16, 2007 1:33 pm Subject: |
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green
Can you let me know what she says as I am going through this also.
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daisyflower
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Debtcc Points: 100
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Posted: Mon Apr 16, 2007 1:35 pm Subject: |
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yes i will..if she every replys to me
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green17_2003

Joined: 16 Apr 2007
Posts: 8
Debtcc Points: 195
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