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 Posted: Wed Apr 18, 2007 9:34 am Subject: Dealing with OneClickCash |
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Okay, as I've posted before I am entering a debt management program with T&C this week and recently closed my bank account due to this PDL mess. Notified all of the PDL companies, yadayada and am having problems with OCC - I guess since I am disputing my balance.
So today I look in my junk mail and find this letter from them. What should I do now? Send them a letter of dispute? I don't want to just give up and have T&C deal with it if I don't really owe them anything. (I'm in VA and know I have overpaid - see previous posts).
TIA,
~b
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| Quote: | OneClickCash regrets to inform you that our ACH debit was not honored by your bank, and was returned due to a Closed Account.
With a short term loan, there is no valid reason for a closed account. Non-payment of a loan due to an account having been closed is taken seriously at OneClickCash. However, we are aware that this may be the result of a special and unavoidable circumstance, and we encourage you to quickly resolve this situation. Amounts owed may be paid by Visa or MasterCard, Money Gram, or Western Union. Please contact a customer service representative at 1-800-349-9418 to discuss payment arrangements.
Once your account has been paid in full, you will again be able to take advantage of our short-term loan program. |
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OutofDebtin07
Joined: 20 Mar 2007
Posts: 51
Debtcc Points: 1861
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| Posted: Wed Apr 18, 2007 9:38 am Subject: |
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Oh, BTW I DID fax a complaint to the SCC's website over the weekend. Would this have anything to do with it, or is their normal collection notice?
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OutofDebtin07
Joined: 20 Mar 2007
Posts: 51
Debtcc Points: 1861
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| Posted: Wed Apr 18, 2007 10:59 am Subject: |
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I got a couple of those from Route66 saying something similar. I would think if you have paid them everything you should have then I would not think you would have anything to worry about, (if I am wrong, please someone correct me.) They are not happy that they were not able to get more money from you, at least in my opinion anyway.
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2nband
Moderator
Joined: 30 Jan 2007
Posts: 2067
Debtcc Points: 35995
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| Posted: Wed Apr 18, 2007 11:03 am Subject: |
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That is the exact same letter I got from I think 500fastcash. I would email them back and remind them again of the fact that you have overpaid them. Did you report them to your AG? I have heard nothing from 500fastcash in the last week or two myself. There is no reason for you to pay T & C to pay them if you don't legally owe them anything. Good luck!!
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Sassnlucy
Moderator
Joined: 12 Mar 2007
Posts: 2606
Debtcc Points: 28227
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| Posted: Wed Apr 18, 2007 11:06 am Subject: |
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I got one of those from Oneclick...i sent them a fax telling them that they had been notified that they were not to try and take money out of my account anymore and that the account would not honor it as it was closed...I also am disputing the amount they claim i owe them....
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Leah
Debt Samaritan
Joined: 04 Mar 2007
Posts: 2334
Debtcc Points: 50554
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| Posted: Wed Apr 18, 2007 11:13 am Subject: |
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Thanks guys... I guess I'll keep fighting it and let T&C know that account is in dispute.
I need to try and get in touch with Geneva Roth - still haven't heard a word from them about my correspondence, returned check, etc. so I wonder what's going on.
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OutofDebtin07
Joined: 20 Mar 2007
Posts: 51
Debtcc Points: 1861
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| Posted: Thu Apr 19, 2007 4:58 am Subject: |
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If you have overpaid them, send them another letter to this effect. Fax, e-mail, certified mail. I remember disputing with them and I guess you could consider my account still in dispute 1 1/2 years later. They were quiet for several months and then contacted me at work out of the blue. I filed round one of complaints against them. A few weeks later, they turned me over to a collection agency. I never heard back from the CA after I sent them a dv letter via certified mail. I have filed complaints against them with my AG and DIF. File complaints against them ASAP!!!
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CowampChicken
Joined: 20 Dec 2005
Posts: 3682
Debtcc Points: 36186
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| Posted: Thu Jun 14, 2007 10:22 am Subject: |
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Guess what, everyone? I got an email from OCC yesterday saying that my loan has been paid in full and that they would like me to consider using their service in the future, etc.
It may be because of my complaint to the authorities here in VA, or the letters I sent them. Whatever it is, I don't owe them any more $$ and can cross at least that one loan off my list!  
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OutofDebtin07
Joined: 20 Mar 2007
Posts: 51
Debtcc Points: 1861
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