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 Posted: Tue Apr 24, 2007 4:52 pm Subject: I need to get a start in fixing my financial mess |
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i have 8 payday loans online and 2 store front payday loans. the online loans take there fees out of my account before my credit union even opens leaving me sometimes with nothing to pay bills. i remember appling for one and getting three in credit union. i know i wasnt thinging right but with back trouble a couple years ago got addicted to pain pills have kicked the habit through help of friends but now fixing this financial mess i made is very depressing dont know where to start.
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steamer_2001us
Joined: 24 Apr 2007
Posts: 1
Debtcc Points: 65
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| Posted: Tue Apr 24, 2007 5:19 pm Subject: |
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Ok, relax. There is nothing to worry. You are in the right place. Most of the people here have good experience on dealing with pdl issues. These suggestions will sound very useful for you.
Just let us know which companies you are dealing with and how much have you paid on the loan? Also mention the name of your state.
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aciotsf
Debt Samaritan
Joined: 09 Mar 2006
Posts: 514
Debtcc Points: 6373
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| Posted: Tue Apr 24, 2007 8:22 pm Subject: |
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hi everyone, i'm just glad to know that i'm not the only one dealing with pdl.i actually already been a victim of bass and associate,they harass me, telling me that sjm marketing just want to give me and my husband a lesson and they don't care about their money.. my husband is not even with the account, that lady she that i commit fruad 'coz my bank account has been closed, which i actually did, but i told her that i'm not running away from my responsibilities. and she told me that i need to pay them right away before her client change their mind... stupid me 'coz i did pay them... then i calm down and try to make a research about these so called company and i'm glad i found this forum... it gives me a heads up about united pay services which my other two accounts go, i've calling them all day but nobody is answering... i want to talk to them first before they call me and harass me...can anybody give some advise how to deal with these people....please...
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shark
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Debtcc Points: 100
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| Posted: Thu Apr 26, 2007 10:09 am Subject: |
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First of all, look up your state at this link http://www.paydayloaninfo.org/states.cfm see what it says concerning payday loans in your state. Then you will have the info and can begin writing letters, etc. There is also a link there to file complaints,,etc. You can google the companies you are looking for in the box next to your screen, and see how others have dealt with them. You are not alone, and there are solutions!!..KAren
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Bossy4455
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Joined: 27 Feb 2006
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| Posted: Thu Apr 26, 2007 10:12 am Subject: |
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How much have you borrowed from these internet ones? How much have they taken out of your account? What comapnies did you borrow from? Deal with the storefront ones first because they are more than likely liscensed and can sue you for the money. what state are you in?
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Leah
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Joined: 04 Mar 2007
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| Posted: Thu Apr 26, 2007 11:15 am Subject: |
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Shark,
I totally understand the threating you to get what they want.Its all Racketeering,loan sharking, there is nothing professional about these companies or the lawyers they are pathetic excuses for human beings,and will lie and try to intimidate you,Im so glad I found this website today.
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spitefireshelby
Joined: 26 Apr 2007
Posts: 2
Debtcc Points: 83
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| Posted: Fri Apr 27, 2007 10:18 am Subject: pdl |
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hopefully you will see my responce to your ?s i typed them on the pdl site but not right on this thread. i listed all pdls and my hometown and state. thank you brent clapsaddle
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steamer 2001us
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Debtcc Points: 100
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| Posted: Fri Apr 27, 2007 12:13 pm Subject: |
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Open a new account before your next payday and have your deposit directed there. That is the only way I could break my own PDL-hell cycle. Close the old account and let the companies know you will work with them to pay them back, when YOU can afford it.
Check out the laws posted above and make sure you are only paying out what is due in the first place.
Let us know how it goes and good luck!
~b
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OutofDebtin07
Joined: 20 Mar 2007
Posts: 51
Debtcc Points: 1867
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