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Posted: Thu Apr 26, 2007 3:09 pm Subject: A new project

Alright guys and gals,
I am starting a new project for this section here. I want anyone who has ever had a payday loan to post in this topic the following please:
1.Who it is and where they are located.
2.How much was loan and how much they fleeced you for.
3.Your state of residence.
4. Opinion of customer service.
5.Who and where is collector if in default.

Now that everyone is wondering why I am being so nosy,here is my project.I want to take this data and start dumping it on every state and federal legislator I can look up.I will be cc the Ftc of course.These payday companies need to be put away and this is an angle that we can get started on. Post and give me your opinions please.

Posted: Thu Apr 26, 2007 3:20 pm Subject:

Approximatly:
Advance America - Storefront - $350 loan/Paid back $1100
Check into Cash - Storefront - $200 loan/Paid back $800
Cashnetusa - Internet - Located in Utah? - $200/Paid back $600
Urgent Cash Advance - Internet - Don't remember location - $200/Paid back $600
Cash Central - Internet - Utah - $300/Paid back $1000
Cashnet500 - Internet - Utah - $350/Paid back $350
Payday OK - Internet - Don't remember location - $200/Paid back $850
Route 66 - Internet - UK - $200/Paid back $395
AIP - Internet - Deleware - $200/Paid back $267
There's one more I can't remember the name of right now . . . .

All the customer service was lacking, but Route 66 was the worst, with cashnet500 coming in second to worst. The others once I finally found the right person were able to help me.

I live in Oregon.

None of mine were ever sent to an outside collector, although it was threatened by a few.

All of mine are now taken care of, except for Route 66 which I haven't heard from in months, and cashnet500, which refused to mark me PIF even after intervention from my state's banking dept. Neither company has contacted me in months and neither loan is reported anywhere as outstanding.

Posted: Thu Apr 26, 2007 3:44 pm Subject:

Cajun - don't forget to cc Ice with Homeland Security - they look into cyber crimes. I will get my list together and post it for you as soon as I get home.

Posted: Thu Apr 26, 2007 5:09 pm Subject:

Cajun, I think this is an excellent idea. Mine are all internet. Here is the list:

CashnetUSA loan loan 800, paid back 915
National Opportunities loan 200, paid back 450
The Loan Shop loan 300, paid back 810

Posted: Thu Apr 26, 2007 5:20 pm Subject:

GFSIL took out 200 paid back 505, claim i still owe 1195
United Cashloans took out 250 paid back 460 claim i still owe 297
Oneclickcahs Took out 250 paid back 460, claim i still owe 297
borrowcashnow.com took out 300 paid back 562, claim i still owe 611
VC funding took out 200 paid back 480, claim i still owe 600
starlight financial took out 300 paid back 300 they marked my account pif after one letter and one email so no real complaint there
I live in OH

Posted: Sat Apr 28, 2007 2:05 pm Subject:

Thanks for response,but to get government workers to do something I need more people to add theirself to the list.

Posted: Sat Apr 28, 2007 2:12 pm Subject:

Ok, here's a partial list of mine:

Sonic Payday: $800 loan, paid back $3000
Cashtoday4U: $200 loan, paid back $1000
Advance America: $255 loan, paid back $2000

I'll be back with more..;.

Posted: Sat Apr 28, 2007 2:17 pm Subject:

Kscornell,Dayam girl I am in the wrong line of work.Paid 6K for less than 1300 loaned! That really sux that people can get away with this.

Posted: Sat Apr 28, 2007 3:35 pm Subject:

That's a fact, C. But you'd never do that because you have a heart--unlike these companies. And btw, I woke up and smelled the coffee Very Happy

Posted: Sat Apr 28, 2007 7:33 pm Subject:

I never knew much about pdls, but it sounds like loan sharking to me. Funny, how they get away with it, but for the mafia it's illegal. They must pay off various state legislatures as well. I have read of several state which inacted tougher laws on pawn shops, but left the pdls alone.

Posted: Sat Apr 28, 2007 8:07 pm Subject:

WTG cajun....my contribution is at the end of my post. There are 2 hotlinks that take you to a site where you can locate congressmen and senators for each state. Of course you probably already have this info. but just in case here they are!

Posted: Sun Apr 29, 2007 4:48 am Subject:

great idea, I will get mine together and get them listed for you. Do you have a time frame you are looking at?

Posted: Sun Apr 29, 2007 6:09 am Subject:

No real rush but the quicker I get some real meat,the quicker I can start harassing some legislators in Washington DC. One point I want in this is to force them to legislate federal regulations on this type of business. If we can get some federal laws passed on this,we may have a chance of getting rid of them altogether.

Bublefan1 · Posted: Tue May 01, 2007 6:02 pm Subject:

Okay...here are mine...(grrrr they make me so bad!)
Payday Select
Paycheck Today
CashnetUSA
CashTree
Eastside Lending
Payday Yes
Payday Cash Link
One Click Cash
United Cash Loans
VC Funding

2.Loan Amount- 500- have paid $494.42 so far in fees
Paycheck Today- Original Loan Amount- 300.00- have paid 360 in fees
CashenetUSA- Loan Amount-$300- 76.75 so far
CashTree- $300- have paid 300 so far- balance is $390
Eastside Lending- Original Amount- $300- have paid 462.50 so far
Payday Yes- Original Loan Amount- $400- have paid 480 so far
Payday Cashlink- Original Loan amount-$300-have paid $180 so far in fees
One Click Cash- $300- $180 paid so far in fees
United Cash Loans- Original Amount $150 - have paid $165 in fees
VC Funding- Original Amount $250- have paid $150 so far in fees

3.Florida
4.The customer service for most of them are okay. They don't really want to work with you though

5 None of mine are in collections...yet

Posted: Tue May 01, 2007 7:48 pm Subject: About payday loan

This is the second time I have removed unauthorized links from your post.Read the darn board rules. Cajunbulldog

Posted: Tue May 01, 2007 7:49 pm Subject:

Are you ready for this? I was so shocked when I saw this on paper Embarassed

MTE Financial/10dollarpayday-$200.00loan/$780.00 interest/closed checking, don't know where it is

TJF Corp./BMG-$350.00loan/ $300.00interest/ United pay services wants still wants $580.00(DFI Investigating)

Loanshop-$300loan/paid a couple rollovers and settled for $190.00 (PIF)

Arrowhead Financial-$300.00loan/settling for $350.00

Applefastcash-$250.00loan/paid some interest fees but settled for $302.50(PIF)

Cashtoday4u-$250.00loan/$708.00interest don't know who has it now

500fastcash-$300.00loan/$225.00 interest don't know who has it now

Paychecktoday-$300.00loan/$270 interest/$319 NSF fees from bank/ don't know who has it now

SJM Marketing/platinum b services-$250.00loan/$390.00 interest/ Bass & Ass. wants $810.00 (state DFI has)

Oneclickcash-$250.00loan/ $315.00 total paid (PIF)

STORE FRONT LOANS_ Hubby had 1 loan and I had 1 loan

Advance America-$1037/ $2400 interest/paid down NSF check $915.00 still owe $147

Advance America-$1001/ $4240 interest/paid down NSF check $910.00 still owe $91

Check n go-$1200.00/$6300.00 interest/ store still has check so still owe $1200.00 plus fees

Check n go-$900.00/$6890 interest/store still has check so still owe $900.00 plus fees

The Cash Store-$600.00/ $3200.00 (PIF)

The Cash Store-$600.00/$2600.00 still owe $200

Payday Check cashing-$400.00/ $2080 interest still owe $380

Payday Check Cashing-$300.00/$1560 interest still owe $250.00

National Cash Advance now Advance America Had to pay these off before the name change could not has 2 loan from same company

National Cash Advance-$900.00/ $9540 (PIF)

National Cash Advance-$800.00/ $6400 (PIF)

I live in Wisconsin

Believe it or not I would have to say that Arrowhead treated me very good when I talked to Liz.
Loanshop was good with settling my account.
Advance America has been treating me VERY good (I think you can see why, I was a customer there for YEARS.
National sucked when they merged with advance america.
As for Bass & Ass. and Untied Pay Services they are bad news, threatening people and scaring them into paying. I would say those were the worst.
So to date I have paid $50994.50 on loans that total only $10788.00 Embarassed

That is 3/4's of a years take home pay. How sad is that Crying or Very sad