Internet's first get-out-of-debt community - 128,000 members

Posted: Thu Apr 26, 2007 4:36 pm Subject: Still getting nasty emails..........

I've gotten one payday loan marked "paid in full." FINALLY! However, I am still consolidated with T&C and working with them, so far so good. The only thing is I am still receiving calls and emails from some of these companies, mainly Emerald Marketing and the Cash Store. Emerald marketing continues to claim that I am not trying to work out what I owe them, even though I've told them over and over again that they can talk to T&C and I give them their number. But nothing. They continue to threaten me saying they will have my social security number reported if I don't call them and make a settlement before a certain time. From what I understand they cannot do this right?

Posted: Thu Apr 26, 2007 4:39 pm Subject:

Is T&C aware of the latest calls from the loan companies?

Posted: Thu Apr 26, 2007 4:46 pm Subject:

Kim - who are they going to report you social to? I would reply to their e-mail with the info AGAIN about T&C, but this time I would cc T&C, the AG of you state, the FTC and ICE with Homeland Security.

Posted: Thu Apr 26, 2007 4:51 pm Subject:

I have told T&C about this and they said just to continue to refer them to their company.

Posted: Thu Apr 26, 2007 4:54 pm Subject:

Here is a cut and paste of the email I just received today........ it is always coming from some "Fran Porter" and they act like I haven't tried to do anything, I told them that I consolidated and I've given them the name of the company that I consolidated with like 10 times! It is crazy!

Posted: Thu Apr 26, 2007 5:05 pm Subject:

I would forward that to the AG and the FTC....

Posted: Thu Apr 26, 2007 5:07 pm Subject:

Well I've already filed a complaint with my AG for a few of these different companies and I told him about what they have sent me but I didn't forward that, ( I hadn't yet received this one when I wrote to him). But he said he is investigating and forwarding my case to another dept who is also helping me out. He does know about this company and has them under investigation. Are they allowed to threaten me like that?

Posted: Thu Apr 26, 2007 6:49 pm Subject:

Hi Kim. That email seems like just a scare tactic to me. Fraud investigation on your email address and social security number... They know they wouldn't find any fraud there. If you have this loan in consolidation, I would send a letter to "Fran" (return reciept) telling her to contact the consolidation company and if they suggest that you have commited some fraud, and report as such, you will prepare litigation against them.

Posted: Thu Apr 26, 2007 7:08 pm Subject:

OMG Kim I am so sorry. DMS Marketing is terrible. They do nothing but threaten me as well and tell me I have refused to cooperate, have ignored their attempts to contact me, etc. I hope that you get things worked out. They constantly accuse me of fraud and refusing to pay as well.

Posted: Fri Apr 27, 2007 7:55 am Subject:

Kim,they don't have a leg to stand on for fraud because you are making an effort to pay them. They require a subscription to report to any credit bureau which is very pricy.I would think the only reporting they can get away with is teletrack. They also would not go to criminal or civil court because most of these companies with exception of storefronts business models could not withstand court scrutiny.

Posted: Fri Apr 27, 2007 9:31 am Subject:

No they cannot threaten you with that unless they are actually going to do that but as Cajun said...It woul dnever hold up under court scrutiny! Keep records of everything you have paid them and all their nice little letters...They cannot come after you criminally either

mecoleman69 · Posted: Sun May 06, 2007 3:31 pm Subject: T&C

Can someone please email me the information for T&C. Sounds like a lot of people are using them, and I would like to as well. Thanks.

nyah1124 · Posted: Sun May 06, 2007 4:20 pm Subject:

what kind of company is T&C

Posted: Sun May 06, 2007 4:34 pm Subject:

T & C is a debt consolidation company located in Birmingham, Alabama. Many people from this forum have used them. They are one of few places that will work to consolidate payday loans, both storefront and internet.

Posted: Mon May 07, 2007 1:32 am Subject:

Don't worry. Kim is a friend, and I will help with anything upto and including litigation for any who are involved in harassment against her.

http://myspace.com/californialaw

Posted: Mon May 07, 2007 6:25 am Subject:

Kim if you need a legal investigator,pm me and let me know.

*Name:
*Email:
*Phone:
*Zip:
Debt

	* denotes required field

Internet's first get-out-of-debt community - 128,000 members

Still getting nasty emails..........

Members Area

Free Debt Counseling

Ask the community

Community Photos

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post