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froggpatch · Posted: Wed May 02, 2007 1:05 pm Subject: Loan Point USA / Geneva Roth Capital

Does anyone know where these people really are.
i need to file a complaint with the AG somewhere. I have found them in Utah, Oklahoma, New Mexico, Delaware, Kansas and more. I can't file a complaint in every state. These people refused in writing to stop ACH withdrawals after I told them there was no money in the account due to an interruption in my direct deposit from work. They tried three time each payday for months even after I had the account on deposit only. I also had already paid them way more than the Florida laws permit before this happened.
Why do I keep getting logged out?

Posted: Wed May 02, 2007 1:57 pm Subject:

Unfortunately, you have to take this hassle and report their illegal business to your attorney general. Tell them that they are trying to deduct money from your account even after the loan is paid in full as per the Florida laws. They need to be investigated fast. Check with your bank if they are charging any NSF fees. You need to get it reverted.

Posted: Thu May 03, 2007 5:41 am Subject: loanpoint

Unfortunately the Florida AG told me, when I filed a complaint against Route 66 Funding that there was little that they could do because they are in a different State. They suggested I file in that state. They were based overseas and only had call centers in this country.

Posted: Fri May 04, 2007 10:07 am Subject: loan point

No one knows this one. Huh?

Posted: Fri May 04, 2007 10:14 am Subject:

I don't, but maybe someone else will see it and know the answer . . . .

Posted: Fri May 04, 2007 11:04 am Subject:

Payday lenders have to abide by the state laws of the consumer they are lending too UNLESS you are in a state that has a loophole in the law such as PA

Posted: Fri May 04, 2007 11:18 am Subject:

Frogpatch - From what I understand you are trying to get the physical location for loan point usa/geneva roth, right? So you can file your complaints?

I thought that was the question but now i'm not so sure . . . .

Posted: Fri May 04, 2007 11:19 am Subject: loanpoint

My AG will not pursue out of state internet PDLs I guess because it is too costly. They say to file in the state the company is located in. I am also filing with the OCC and the FTC. I am determined to get these people for refusing to stop ACH withdrawals after my account got screwed up by my payroll company. I have there refusal in writing. I am really just trying to find an address for Loan Point USA. I did find out that they are operating under Utah banking laws. So I will start with Utahs AG.

Posted: Fri May 04, 2007 11:36 am Subject: loanpoint

Thats all I was looking for Goudah. It got off track from the first response.

Posted: Sat May 12, 2007 2:58 am Subject:

This is a forum for people to discuss debt. We do not need anymore. Thank you. Please advertise elsewhere!

Posted: Sat May 12, 2007 9:53 am Subject:

I really wonder if this Ken guest is just one person.I done deleted his butt about five times today! Shocked

Posted: Sat May 12, 2007 10:16 am Subject:

Oh thank you! I tried to go under all his posts and tell people it was probably a scam!

Freaky Friday · Posted: Sat May 12, 2007 11:04 am Subject:

You're better off filing in Kansas. Geneva Roth is located at 1923 Selfridge Drive, Kanasas City, KS. The owner's name is Mark Curry, the same guy listed as the owner of LoanPointUSA. Even their Utah license says they make loans from the Kansas address. Geneva Roth charges twice the legal rate in Kansas assuming they were licensed and Kansas law says a lender forfeits the principal and has to pay two times the interest it collected in penalties when it violates the usury laws.