Posts: 26
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Send message to kmapro
Sub: #1 Debt consolidation loan
Replied on 05-07-2007, 05:33 AM
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Can anyone give me the name and possible webaddress of a reputable debt consolidation loan company?

I would like to consolidate all of my credit card payments into one lower interest loan.

In doing so, am I also allowed to consolidate secured loans as well?

I would like to do this without having to dive into the equity of my home as it is pretty much maxed out as well.

Posts: 393
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Send message to Johnson4485
Sub: #2
Replied on 05-07-2007, 06:42 AM
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See the ranking chart mentioned in this website. It lists all the companies working in different states. You can take their individual quotes and research with the attorney general's office before finalizing any of them.

Posts: 26
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Send message to kmapro
Sub: #3
Replied on 05-07-2007, 09:16 AM
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Thank you for the info, but for my state (Georgia), it only lists credit counseling and money management companies.

I was more interested in a debt consolidation loan.

Would these companies still be able to help me?

Posts: 393
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Send message to Johnson4485
Sub: #4
Replied on 05-07-2007, 11:10 AM
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Give them a call and see if they can pay all your debts in one go and then you pay them in an affordable payment plan. Usually, a consolidation company has the provisions of a debt consolidation loan.

Posts: 1
Credits: 40


Send message to virgieholmes
Sub: #5 Payday loans
Replied on 05-14-2007, 07:52 AM
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I have a number of payday loan. A debt consolidater call, but he say that his company could not do online payday loans. I ask for reference to one who do and he say he didn't know of one.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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