| Message |
Author |
Posted: Sat Mar 01, 2008 11:51 am Subject: debt consolidation loan |
|
|
will this loan help or hurt my credit score.i have about 6,000 dollars (bad debt)i would like to pay with out hurting my credit score.and will i still be able to buy a home in about 6 months of paying this loan or will i be turned down for a home loan because of this loan.(ireally am looking into getting a debt consolidation loan)
|
|
renay_8

Joined: 01 Mar 2008
Posts: 8
Debtcc Points: 201
|
|
|
Posted: Sun Mar 02, 2008 1:57 pm Subject: debt consolidation loan |
|
|
can one get a debt consolidation loan if not a home owner????????
_________________ Register today to cash in debtcc points.
|
|
Guest

Debtcc Points: 100
|
|
|
Posted: Sun Mar 02, 2008 2:24 pm Subject: |
|
|
MBNA used to offer unsecured credit lines of up to $25,000 but they got bought out by Bank of America. Not sure if BOA kept the product.
_________________ The law is a lot more complicated than some folks would have you believe.
|
|
FreakyFriday

Joined: 13 May 2007
Posts: 299
Debtcc Points: 4493
|
|
|
Posted: Mon Mar 03, 2008 6:46 am Subject: |
|
|
Use to be able to get one if you didn't own a home, unless things have changed. Many many years ago, me and my ex got one and we were just renting.
|
|
2nband
Moderator

Joined: 30 Jan 2007
Posts: 2078
Debtcc Points: 35995
|
|
|
Posted: Mon Mar 03, 2008 8:38 am Subject: |
|
|
On the debt consolidation, just make sure this is no introduction rate that will soon go up. Wells Fargo offers a good consolidation loan if you have decent credit, it on an installment basis compared to MNBA which is revolving.
_________________ Register today to cash in debtcc points.
|
|
Guest

Debtcc Points: 100
|
|
|