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debt consolidation loan

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PostPosted: Sat Mar 01, 2008 11:51 am Subject: debt consolidation loan

will this loan help or hurt my credit score.i have about 6,000 dollars (bad debt)i would like to pay with out hurting my credit score.and will i still be able to buy a home in about 6 months of paying this loan or will i be turned down for a home loan because of this loan.(ireally am looking into getting a debt consolidation loan)
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PostPosted: Sun Mar 02, 2008 1:57 pm Subject: debt consolidation loan

can one get a debt consolidation loan if not a home owner????????
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PostPosted: Sun Mar 02, 2008 2:24 pm Subject:

MBNA used to offer unsecured credit lines of up to $25,000 but they got bought out by Bank of America. Not sure if BOA kept the product.
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PostPosted: Mon Mar 03, 2008 6:46 am Subject:

Use to be able to get one if you didn't own a home, unless things have changed. Many many years ago, me and my ex got one and we were just renting.
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PostPosted: Mon Mar 03, 2008 8:38 am Subject:

On the debt consolidation, just make sure this is no introduction rate that will soon go up. Wells Fargo offers a good consolidation loan if you have decent credit, it on an installment basis compared to MNBA which is revolving.
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