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Posted: Mon Jun 09, 2008 1:48 pm Subject: overwhelmed in PDL hell - tell me anything about Langehorne |
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I've literally spent 5hours today figuring out this PDL hell I have 7 on-line PDL's and I've had enough. I refuse to enter another payday broke. These people have literally taken thousands of my hard earned money. I 've talked with PDL assistance they seem a little like a sells pitch to me. Wondering if anyone can tell me anything about Langehorne. Cashnetusa borrowed $450. pd$460. still owe 450. Checkngo borrowed $500. pd$470. owe $348 Checkinto cash borrowed #300 pd.#240 still owe 258. Ameriloan borrowed 300. pd 180. owe 380.Fastwirecash borrowed $325. pd $192. owe $363.75 Paychecktoday borrowed $250.pd $310 owe $130 quickest cashadvance borrow $300 pd $562 owe $187. Is this legal. Ive pain more than 2 and 1/2 times of what I've borrowed. will appreciate any help that can be offered
_________________ Like the Phoenix. I shall rise again.
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caivvey1023

Joined: 09 Jun 2008
Posts: 8
Debtcc Points: 182
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mobile0311


Joined: 05 May 2008
Posts: 1040
Debtcc Points: 5559
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Posted: Mon Jun 09, 2008 2:32 pm Subject: |
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Very good advise mobile0311 but sometimes closing a checking account can be tricky and not needed. You can put a hard freeze on your account which means that your account will only take deposits and no withdraws of any kind. This also may be an option. You can stay at the same bank with this option. Someone with more infomation about this and other options will be along soon.
thanks,
Luke
_________________ "It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke
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Lukeskywalker


Joined: 19 May 2007
Posts: 1835
Debtcc Points: 15898
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Posted: Mon Jun 09, 2008 2:37 pm Subject: PDL hell |
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1st I'm in Missouri. and all of the PDL's are internet. I read over state statue and if I understand correctly the fees and interest can not be over 75% of borrowed amount is that right. I bank at BOA talked with them today that said that closing the account would stop the ACH's b/c the account is still open for access for 30 days which would still leave me responsible for large amounts. They say that I must go into a branch and freeze the account for an extended period of time. In the frozen account you can only deposit not debit or withdraw. How can I stop the illegal PDLs from harassing my family friends and employer. Appreciate any insight to stop these predators
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caivvey1023

Joined: 09 Jun 2008
Posts: 8
Debtcc Points: 182
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Posted: Mon Jun 09, 2008 2:41 pm Subject: |
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You will need to send thim a Ceast and Desist letter along with a Validation of Debt. You need to get these asap and send them certified with a rerturn reciept.
I do not know how to display these links, but someone will be here soon to set you up so take a pen and paper and get ready.
Luke
_________________ "It only takes a second to do something that you will regret for the rest of your life."
All the Best,
Luke
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Lukeskywalker


Joined: 19 May 2007
Posts: 1835
Debtcc Points: 15898
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