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Posted: Thu Jul 03, 2008 11:33 am Subject: payday loan

I am in pa did this over the internet stupid huh. The guy that has been calling is in California also
Thank You
Brenda

Posted: Fri Jul 04, 2008 5:25 am Subject:

can you please clarify your query clearer so that we can understand and answer it properly?

Posted: Fri Jul 04, 2008 5:41 am Subject:

Hello Brenda and welcome to the community! Smile

No one is here to judge you, when you're pressed for funds, a pdl seems like the easiest way out, and especially these days. Don't feel stupid, a lot of members here have been there, and we are here to help you. If you will list the following information we will be able to help you.

-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside. (I think you said Pa.)
I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!

I will be posting your state laws shortly, I am going to move this to the payday loan section so it will receive more attention. Smile

Posted: Fri Jul 04, 2008 5:43 am Subject:

Posted: Fri Jul 04, 2008 9:31 pm Subject:

PDL information of Pennsylvania shows that it is prohibited in your state. So, chillax buddy. They can't extract a single dime from you as payloan practice is illegal in your state.

Please also provide the info as asked by Shazzers.

Posted: Sat Jul 05, 2008 1:34 am Subject:

I'm pretty sure I read somewhere on this board that PA allows Internet lenders as long as they are licensed somewhere. Please make sure you find out if any of your pdl's are licensed before you default. Although, according to your laws, they can only charge $9.50 in fees per every $100. you borrow. Smile

Posted: Sat Jul 05, 2008 11:41 am Subject:

Shazz. . .I agree. I think I remember some quirky little "exception", if you, will regarding PA. as well. Interpreting state laws are not my forte so I always defer to someone who understands them better.

Posted: Sat Jul 05, 2008 1:33 pm Subject:

Pa does allow payday loans if they are licensed anywhere. If your loans are licensed in any state you must abide by the laws of that state as yoiur loans are considered legal.Phoenix, be careful because wrong info can get the person on a lot of trouble. PA is one of the crazy states with crazy laws.