Sub: #1 CONSOLIDATION
Replied on 07-07-2008, 11:48 AM
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I OWE ABOUT 4,000 IN UNSECURED DEBT SINCE MY HUSBAND LOST HIS JOB AND MY MOTHER GOT ILL I HAVE FELL WAY BEHIND ON MY CREDIT CARD PAYMENTS. HOW DO I CONSOLIDATE THEM? MOST OF THE FEES I OWE ARE LATE FEES NOW.


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Sub: #2
Replied on 07-07-2008, 12:04 PM
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It sounds like you make want to consider a debt management Plan to consolidate your bills with one payment. This site offers free counseling and could possibly get you set up with a reputable credit counseling agency. 800-601-1579

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Sub: #3
Replied on 07-08-2008, 01:14 AM
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First of all try to manage the debt by following the 7 simple steps to become debt free.

If you still not able to manage it then debt consolidation can be opted for.

You can also call 800-601-1579 for a Free Counseling from a professional counselor.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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