I OWE ABOUT 4,000 IN UNSECURED DEBT SINCE MY HUSBAND LOST HIS JOB AND MY MOTHER GOT ILL I HAVE FELL WAY BEHIND ON MY CREDIT CARD PAYMENTS. HOW DO I CONSOLIDATE THEM? MOST OF THE FEES I OWE ARE LATE FEES NOW.
It sounds like you make want to consider a debt management Plan to consolidate your bills with one payment. This site offers free counseling and could possibly get you set up with a reputable credit counseling agency. 800-601-1579