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 Posted: Tue Jul 08, 2008 8:52 pm Subject: debt consolidation |
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Where is the best place to apply for loan with no closing costs for debt consolidation?
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Ladytra
Joined: 08 Jul 2008
Posts: 2
Debtcc Points: 21
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| Posted: Tue Jul 08, 2008 8:56 pm Subject: |
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Welcome!
What kind of debt do you have? Pay Day Loan, credit card or something else? What state are you in? This info will help us help you better.
I wouldn't suggest getting a loan to pay off a debt. What you are doing in that case is making more debt (or maintaining a level of debt) when you just want to decrease debt.
Please call one of our conselors here-they can help guide you. Perhaps you can get into a debt manangement plan to help settle the debt.
Also, have you contacted your creditors? Perhaps they can help with a payment plan.
_________________
Mommy to Matthew Patrick...born 3/6/08!
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lawn1016
Joined: 26 Jul 2007
Posts: 681
Debtcc Points: 5946
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| Posted: Tue Jul 08, 2008 9:27 pm Subject: Debt |
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I have credit card debt but the problem is the payments are too high and there are about five..I want one payment with a low interest rate then I can pay it down faster when I have more money..husband and I recently started a business..have never been late on payments yet...CT
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Ladytra
Joined: 08 Jul 2008
Posts: 2
Debtcc Points: 21
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| Posted: Tue Jul 08, 2008 9:36 pm Subject: |
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I would suggest either calling each creditor & seeing if they can reduce the payments...or since you said you want one payment, research debt consolidation companies. If you call a counselor, they might even direct you to a company.
_________________
Mommy to Matthew Patrick...born 3/6/08!
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lawn1016
Joined: 26 Jul 2007
Posts: 681
Debtcc Points: 5946
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