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Posted: Wed Sep 03, 2008 11:02 am Subject: DV after 30 days

if 30 days have expired since receiving initial letter of debt, is it now too late to ask for the verification?

Posted: Wed Sep 03, 2008 11:10 am Subject:

You can always ask for a validation, however, the CA can still continue collection efforts (calls, reporting on CRA, etc.)

Guest · Posted: Wed Sep 03, 2008 12:05 pm Subject:

However, in the DV letter, you can ask them to cease and desist from calling.

Posted: Wed Sep 03, 2008 12:30 pm Subject:

Actually, I think it would be best to ask them to cease and desist contact in a separate letter, so it doesn't get lost in the validation letter. That would be my route anyway. Smile

Guest · Posted: Wed Sep 03, 2008 2:59 pm Subject:

The templates on this site have a combined DV/C&D letter...just fyi Shazzers. On the collections board under useful links.

Guest · Posted: Wed Sep 03, 2008 3:00 pm Subject:

Actually...its the sticky "list of resources".

Posted: Fri Sep 05, 2008 10:45 am Subject:

If it has been more than 30 days and you want to force them to validate then you can send a DV letter to the collection agency and a dispute letter to the CRAs. This is a great tactic especially if the debt is past the SOL. If it is past the SOL I would send a full C&D letter also.

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DV after 30 days

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