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My home phone service offers a 'call blocking" feature, which allows me to reject specific phone numbers. Yesterday, I started getting calls from ER Solutions, which I blocked. in reading about how nasty they are, I am wondering if anyone has any experience on how they will retaliate to me blocking their calls. I know I have the right not to take their calls, but I am rather worried. Any help would be appreciated.

Posted: Fri Sep 05, 2008 7:26 am Subject: reply

have you done the usual?sent the usual letters?if not do that first,then block the number.i know they are a handful having dealt with them for a bit.just do the propers first,then block away.

Posted: Fri Sep 05, 2008 7:33 am Subject:

Ultimately they might eventually sue. Personally I don't take any collector calls. I know what debt is in my name and I certainly do not need any reminders especially not multiple daily reminders.

Posted: Fri Sep 05, 2008 8:02 am Subject:

I would at least answer the phone once. Verify that you are indeed the consumer they are looking for, verify your mailing address and tell them you expect something in writing w/in 5 days. Then end the call.

Posted: Fri Sep 05, 2008 8:02 am Subject:

I am not even sure what bill they are trying to collect for, as I have not spoken to them yet...I guess I will need to wait for something in writing before I send them the cease and desist.

Posted: Fri Sep 05, 2008 8:09 am Subject: reply

i would do as nascar suggests,talk to them once.then the next move is up to you.

Posted: Fri Sep 05, 2008 8:20 am Subject:

Thanks for the advice and help. After reading how nasty these people can be, I am a little worried about talking to them. I know that legally, they have to abide by the collection laws, but it seems from what I am reading, they don't. Any suggestions with how to deal with that?

Posted: Fri Sep 05, 2008 8:44 am Subject: reply

just as nascar suggested,talk to them.verify yourself,then request they send something in writing.then when they ignore your request.block the number,send the letters.chances are if you send DV and C&D letters after the first contact.they will send it off to another CA.just talk at least once to any CA.

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BLOCKING CALLS FROM COLLECTION AGENCIES

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