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#65
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Thanks Tom 321, I guess working with a debt settlement firm is not going to work, I better get a lawyer and head to BK court. The only good thing to come out of this is that 1 of my Cap One accounts was forgiven, so 1 less to deal with!
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#67
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This is what I received from the Attorneys about what is going on:
"The link to view your claim status should be up on our website by the end of this week. At this point, the Receiver estimates that claims will not be paid until April 1, 2009 at the earliest, and it may be later depending upon the number and substance of the claims received." |
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#69
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Hi dfawaz,
If you are disputing a debt that is on your credit report, you should not only send a DV letter to the creditor, but also always file a dispute with the credit reporting agency whose report it shows up on. Info on how to dispute an entry is included in your credit report. Hope this helps. chrys |
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#70
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Tom321, as fortune would have it, I was served a summons on one of my smaller accounts 2 days later the last email. I have contacted a lawyer, and am working with providing information etc. Looks like it might be chap 13 for me, but still a better option than facing 5-6 separate suits. I will just be glad for the card that was forgiven, and move on.
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#71
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Chrys,
Thank you so much. I did dispute it about a week ago. I sent the letter the same day. I sent it so it would be signed for and everything so I'll have to play a little of the waiting game. I have contacted a lawyer friend who will help me out. He is going to more oversee what I do and make sure I don't mess up |
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#72
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Excellent!!
8) And it's always great to have a lawyer friend. |
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#73
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So I assume at this point we wait for the Hess Kennedy receivership website to upload our individual cases so we can see our status for our particular cases with the claim number we received on the postcard that was mailed to us. I assume like myself that many are anxious for some kind of update on our claims. Is this true?
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#74
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I am so tired of all this.....it get's worse everyday. I have put in around 4500 and only one card was settled with capitol one and the other has put a judgment against us for the amount owed to them. Everyone I talk to says there is nothing we can do to get the judgment off. I cannot believe that there is no one that is really protecting us from people that really make things worse for us. I mean, if we were actually trying to get help and get our debts cleared up, you would think that when a judgment is put against you that they would be willing to see that you just went through heck with a fraudulent ordeal and be more understanding. They don't care and from what I see the courts don't either. They think we should have been smart enough to figure out that Hess Kennedy was a fraud. They also think that we should know what to do if a judgment is placed against you. I had no idea what that meant and I tried to get educated on the matter but there is just way to much information that is not accurate on the web. I think someone needs to put these lawyers and county courts in their place.
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#75
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Over my head in debt, I was prey to the likes of Laura Hess and her crew. By the time they were shut down, they had $10000+ of mine and I got my postcard in the mail early December 2008.
I saw on reviewing the website of Daniel Stermer that Citicorp and HSBC debts were forgiven. Chase? Bank of America, Target? Could I be so fortunate? I was contacted by another debt forgiveness/validation/consolidation firm a few weeks ago. They really sounded on the up and up and were so nice. But, I'd been burned and can't ever try that one again. Now, without a pot to _____, I'm facing binding arbitration in the National Arbitration Forum and because the CLC has all of my money, I'm representing myself. "An attorney who represents himself...." Well, how about a NON-attorney?
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#76
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I forgot to say, that I do some freelance writing; the other day, I was reading a court case and it gave Laura Hess's e-mail. Did she get an earful from me. Not nasty words, but there could be no question in her mind that I was one of THOUSANDS who didn't think her actions were funny.
Then again, she and her law buddies are probably sunning themselves in the Caribbean! |
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#78
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Hi mickeyis36,
Yeah, that is the biggest problem with debt settlement companies. They tell you "don't worry, don't worry, as long as we are in contact with the creditor it'll all be ok" (and that's IF they actually keep in touch with the creditor) but then if/when you get a summons, the word switches to "you're on your own with this one, shall we remove this creditor from your list?" They won't represent you in court, they won't even help you at all with advice on how to respond to the court and what do when you get to court; they just drop you like a hot potato. You really should have gone to court on those, they got default judgments because you failed to appear. Or did you appear and lose? If so, what did you present to them in your defense? You end up with one of these companies because you are trying to do the right thing and not file for bankruptcy, and then you end up having to file bankruptcy anyway. If you are going to file BK, it's best to have a decently clean credit report beforehand, so that way your credit score will recover faster. It's not as easy when you have the long space of not paying and going into default before you file. It's sad :x when the people that swear they're there to help you (for a handsome fee, of course!) only make matters worse for you. :evil: Teamrn, I'm sure YOU would've been better off with that $10k. It's just disgusting... I wish you all the best. And welcome to the Community, I hope you register and stick around. chrys |
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#79
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You can now check your claim status online.
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