these people ha delt with my hard earned monies, they really dont know how we work so hard , then for them to frawd us. we are innocient people who wants to pay off their debit, and to make a fresh start. instead they promise us to help us, by paing them rigilously, then they can live happy with our money. I have sent faxes, letters, and many phone calls, they have never sent me a post card letter of claim, i have seen on line where people are getting back their money as of march. Now I need mines, who can give me some good information, I am really desperate. Thanks to all.