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Send message to lealeag
Sub: #1 Using a debt relief service
Replied on 01-14-2009, 05:43 AM
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Does asking creditors for debt help show up on your credit rating? How does it effect you in the end

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Sub: #2
Replied on 01-14-2009, 09:07 PM
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My sister worked with one of those companies and I believe they do post something on your credit. However if you are looking for a plan to pay off your debt, you may want to check out a FREE ebook on takecontrolbedebtfree-dot-com.



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Sub: #3
Replied on 01-15-2009, 07:40 AM
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they may post on your report "settled" but in my book is better than bankruptcy or never paid at all.


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Sub: #4 debt relief is better
Replied on 01-15-2009, 08:06 AM
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debt relief or settlement does affect your credit score but is a good option as it will help you reduce your debt levels. Freedom debt relief is a good choice.



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Sub: #5
Replied on 01-15-2009, 11:42 AM
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in my opinion its better than bankruptcy, and at some point in time when your far enough in debt, your credit score will become the last thing on your mind.





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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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