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Sub: #33
Replied on 12-14-2009, 06:17 PM
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I just received this today. They are a collection agency. My guess is that they get people to contact them under the impression that they will help you pay your debt, but in actuality they are getting people to contact them so they can get on them to collect on their debts...

It's just a way for them to find people who owe a lot of money.

Mary A
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Sub: #34
Replied on 12-17-2009, 10:20 AM
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I received the same letter 2 months ago and didnt contact them because of this post. My husband and I tried every other option to get out of the debt and we hit a brick wall. He called them against my better judgement and signed up in their program.
and You know what Im very impressed they cut my interest rates lowered our payments and

Mary A
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Sub: #35
Replied on 12-17-2009, 10:23 AM
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They never claimed to be a government agency and went along way to discuss our financial situation. Scam or not they helped my family out and did it in a very professional matter.
I would recommend them to a friend
Hope this helps.

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Sub: #36 Form 1045-dc
Replied on 12-20-2009, 01:31 PM
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Glad i found this website. I need to go no further as I found my answer.

Thanks

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Sub: #37
Replied on 01-06-2010, 07:07 PM
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They are the real deal
I have been in their program for 3 months. ALready have 2 settlemts. Bank of America 22% with 6 months to pay it off and Citi 35% with 4 months to pay
They even negotiated a lower payment on my car loan and saved me $75 per month.
I was able to go to their office in Brooklyn to sit down face to face.
Glad I did they helped me out alot.

Gibson
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Sub: #38
Replied on 01-11-2010, 06:23 PM
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I had a good experience with them as well.
They couldnt help me on my credit card debt because my rates are too low but they did negotiate a lower interest rate on my car loan. They saved me $53 per month.

MaggieWals
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Sub: #39
Replied on 01-12-2010, 08:14 AM
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I would be wary of any PRIVATE company who uses the word "National" in their name. They are trying to make you feel like they are a government agency.

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Sub: #40
Replied on 01-21-2010, 03:34 PM
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#41
01-12-2010, 08:14 AM
MaggieWals
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Sub:
I would be wary of any PRIVATE company who uses the word "National" in their name. They are trying to make you feel like they are a government agency.


I think it just implies they service Nation wide.

Do you think National Enquire and National Geographic is trying to trick you in thinking they are government agencies? Lol

majordoody
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Sub: #41 where there's smoke...
Replied on 01-23-2010, 09:02 AM
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my wife received this a week ago and she showed it to me. I instantly googled it.
After reading the reviews and understanding that you just can't listen to everything, good or bad. but I believe in old wise tales, because they ring true most of the time. The one that stands out in my mind is, "where there is smoke, there is fire". I'll keep googling till i find a reputable company with no negitive comments. They are out there!

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Sub: #42 Scam???
Replied on 01-24-2010, 06:52 AM
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I just got the Form 009-E also...I don't know how these people sleep at night! Hopefully they'll one day suffer the pain and stress they cause the deperate people who HAVE to trust them with their financial woes!!! SCAM!!!

katb
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Sub: #43
Replied on 01-25-2010, 12:28 PM
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I received the notice, I called to find out what's what with this. On the notice is 800 number, I have to use relay service to make calls since I am deaf, but not dumb!
Well I live in NJ, and the person I spoke to, was well not very knowledgebable and that she lives in Missouri. I had asked her if there was a rep that works in my state and if I can deal with this with a rep face to face, she says, I can t talk to you in person, Im in Missouri! I told her, that she did answer my question, when I asked about a rep that works in my state to meet that person and work with that person face to face. So immediately, I told her I cant deal with this over the phone, and for all I know, this could be a rip off.
Read all comments on this link, thank you all for the good information, I was also thinking it is a scam big time!

concernednow
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Sub: #44 just got off phone with them
Replied on 01-30-2010, 11:02 AM
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feeling a little regretful i gave them my ss # like an idiot.... was on phone too long... starting getting worried when probed deeply enough to understand while it's not bankruptcy, your credit is basically frozen and you take a "significant hit" on your credit score.... which, of course, you can build up with good stewardship of your own credit in future, but still...

uberposter
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Sub: #45
Replied on 02-03-2010, 02:31 PM
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Last August, I received the letter they sent me and gave them a call. I enrolled into their program to free me of my $80k of credit card debt. 2 out of my 11 accounts have already been paid off and I am on my way to becoming debt free 3yrs from now. They are for real and not a scam. My wife and I are proof!!!




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Sub: #46
Replied on 02-03-2010, 02:51 PM
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Quote:
Originally Posted by Anonymous View Post
Last August, I received the letter they sent me and gave them a call. I enrolled into their program to free me of my $80k of credit card debt. 2 out of my 11 accounts have already been paid off and I am on my way to becoming debt free 3yrs from now. They are for real and not a scam. My wife and I are proof!!!
you should be renamed ubershill.

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Sub: #47
Replied on 02-07-2010, 01:04 PM
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You guys are up to no good on this form. Shame on you. I have been in their program for a year and have nothing but good experiences. I wanted to double check some of the supposed facts on this form.
1. They do not have offices in Missouri
2 do not do business in NJ
3. do not have any female rperesenativites
4. are not a collection agency

What I can tell you is this they have settled some of my account and have kept me out of the coutrs They have arranged settlements to be paid over months time.
They pushed off fees to make a settlement on my Bank of America
They even lent me almost $1000 ( no interest ) to make a settlement because I was short in my escrow fund and coud not come up with the money.
How many other places would pay a protion of the settlment to help a stranger?
they took the loan back over the next 2 payemnts made.

Shame on you guys for lying on here.
or perhaps you have them confused with another company God knows there are a million of them

But it seems like you are more into lying




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Send message to paulmergel
Sub: #48
Replied on 02-07-2010, 06:21 PM
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Quote:
Originally Posted by Anonymous View Post
You guys are up to no good on this form. Shame on you. I have been in their program for a year and have nothing but good experiences. I wanted to double check some of the supposed facts on this form.
1. They do not have offices in Missouri
2 do not do business in NJ
3. do not have any female rperesenativites
4. are not a collection agency

What I can tell you is this they have settled some of my account and have kept me out of the coutrs They have arranged settlements to be paid over months time.
They pushed off fees to make a settlement on my Bank of America
They even lent me almost $1000 ( no interest ) to make a settlement because I was short in my escrow fund and coud not come up with the money.
How many other places would pay a protion of the settlment to help a stranger?
they took the loan back over the next 2 payemnts made.

Shame on you guys for lying on here.
or perhaps you have them confused with another company God knows there are a million of them

But it seems like you are more into lying
shillin,shillin,shillin.keep them shills a shillin.

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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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