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National Debt Services - What are consumer reviews about this company?



National Debt Services Inc. is a collection agency (CA) which claims to provide professional debt collection services.


Consumers say that National Debt Services company sends them letters in which they claim to get the customers debt-free within a certain time period through their various programs. Read through the sections below to find the National Debt Services reviews as shared by the members and guests in the DebtCC forums:

Is National Debt Services legitimate?

Most of the consumers who have shared their experience of dealing with this company have given positive feedback. They claim that the company is legitimate and they do deliver what they promise. Given below are the consumer feedback about this company:

  • Assistance to pay off debts quickly: A customer claims that he entered into a 30-month modification program with National Debt Services Inc. and was able to pay off his debts within just 18 months. His credit scores also increased to 671 after he completed the program. Know more.
  • Assistance to get good settlement deals: Another person says that the company helped him settle 2 of his debts within just 3 months. They settled a debt with Bank of America for up to 22% and another one with Citi for up to 35%. The company even helped him save almost $75 a month by lowering the payments on his car loan! Find the details.

Are all customers satisfied with this company?

While there are customers who claim to have benefited from the service of this company there are others who suspect that the company is a scam. Here are certain views expressed by some of the consumers in the forums:

  • Collecting unpaid debts: One such customer says that the company is a collection agency and they do not intend to help you pay off your debts, rather they want you to contact them so they can collect the unpaid debts. Check out more on this.
  • Pretending to be a Government agency: A person complains that the company is not a Government agency, but they send forms and name their services in such a way that they seem to be an agency offering Federal Government programs. Find more.

If you want to contact this collection agency, you can use the following details:


National Debt Service Address
475, Hempstead, Turnpike,
Elmont, NY 11003.


Phone number: 888-532-7888 (24 hrs service)


E-mail address: "collections@ndscollections.com"



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Anonymous
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Sub: #1 National Debt Services - What are consumer reviews about this company?
Replied on 06-29-2009, 12:03 PM
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Has anyone gotten letters from this National Debt Services Inc.? They keep referring to a Stimulus Act of 2008. I would love to hear what they have to say but don't want to waist my time if they are not legit.

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Sub: #2 National Debt Services Inc.
Replied on 07-06-2009, 05:56 PM
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Just recieved the same one today. I'm guessing its a new scam starting up. If it sounds too good, its always a scam.

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Sub: #3
Replied on 07-28-2009, 12:13 PM
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I was wondering the same thing because I got the same letter in the mail as well. I know if national debt relief program ask for my credit card number or SSN I will not reveal that information and I will end the conversation.

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Sub: #4 Same Here
Replied on 08-03-2009, 12:02 PM
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The Stimulus Act of 2008 certainly makes it "sound" legit, but I'm very dubious of the offering. Is National Debt Services legitimate?




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Sub: #5 National Debt Services scam!
Replied on 08-03-2009, 12:05 PM
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i say it's a SCAM!!!!!!!!!!.got that as well,buncha BS if i ever saw and read it.

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Sub: #6 It's a scam-RUN!
Replied on 09-30-2009, 12:20 PM
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Got one today, looked up their website. They are basically a collection agency.

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Sub: #7
Replied on 10-21-2009, 04:09 PM
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I got the same letter Monday,10/19; called and talked to a lady named Katie, she indicated that they did not deal with anything but unsecured debt. Ms. K. asked me how much was my unsecured debts and how much per month was my total payment on these, she did not ask any other personal questions but could I pay $525.00 per month to become debt free in 36 months. I indicated that the information was not available immediately and I would get back to her.

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Sub: #8
Replied on 10-22-2009, 11:10 AM
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I just received my Form009-E. The form and the name of the service makes it sound as if it's a Federal Government program, like the Federal Reserve Bank.




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Send message to paulmergel
Sub: #9 National Debt Services scam
Replied on 10-22-2009, 02:17 PM
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there is no such form.look it up.this is a scam...BIG TIME!!!!!!!!!!!!!!

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Sub: #10
Replied on 10-23-2009, 02:15 PM
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We got one, too. I noticed that the issuer is simply "Program Director." Easy way to avoid any names being mentioned...

Also, at the bottom is a disclaimer that this "product or service" isn't approved or endorsed by any government agency...

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Sub: #11
Replied on 10-23-2009, 02:31 PM
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Have been doing some research. The MI BBB graded two companies using this same form with an "F" in August. Scam city, folks.

sunil
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Sub: #12
Replied on 10-24-2009, 11:21 AM
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Be aware it might be scam.

Tattedcrowes
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Sub: #13 national debt services scam
Replied on 11-03-2009, 10:30 AM
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SCAM...they are a debt settlement program that DESTROYS your credit....After working with them for only 2 weeks, and learning how they are hurting the clients, we parted company and they STILL havent paid me the monies owed me....Just the big guy always screwing over the little guy...STAY AWAY FROM THEM!!!!

erbe07
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Sub: #14
Replied on 11-11-2009, 07:47 AM
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i just received this letter 2 weeks ago, iv'e looked at it every day since and thought about calling. all i know is i have great credit and i own a house, and i dont want to lose either,so after reading your input ,i dont think im gonna make the call. thank you

curious
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Sub: #15
Replied on 11-18-2009, 07:59 AM
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what money do they owe you?

Tattedcrowes UPDATE
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Sub: #16
Replied on 11-18-2009, 11:33 AM
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NDS made good on their promises for my clients , as well as for me. As a financial planner for over 20 years , you never truly know until you do your research. After researching them even more than just at face value, reading through national debt services reviews, and the services that they use to help my clients, I WOULD HIGHLY RECOMMEND NATIONAL DEBT SERVICES company to anyone that needed help with these credit cards companies. Their service is impeccable, and they end result is what we all want fair, fast and friendly customer service. THEY PROVIDE ALL 3.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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