My brother in law's currently residing in Dubai (he's Indian), and he has credit card debt problem. He really wants to payoff the cards, but can't afford it. He ends up paying minimum payment every month. He has tried to contact the issuer bank to consolidate the debt, but it seems they don't want to help

Gees, he doesn't want to run and he's been a loyal customer...

Anybody here can give me a clue? Me and my sister are now trying to help him out of his problem.

Please, any idea...

wish he was wild enough to do that
he's a kind of "clean person", he had no choice but to use the credit cards when bad things happened in his family.

Actually he's working in a huge half-government company, he's absolutely able to pay off the debts if only the bank can give him a better idea other than "sorry, we can't help you".

Slappys response was idiotic!! That's illegal...fake id...

If he can't work things out with the CC companies directly, perhaps he should try CCCS. (Consumer Credit Counseling Services)

Thanks for the idea... but you know, believe it or not, there's no such a thing in Dubai (or did we miss it?)

Debt is really hell in that place... you can't pay your debts, you'll be jailed. This is no joke...

A line of prayer from you all might help

I thought his debts were here in the US and he's now living in Dubai...Personally, I don't know the debt laws there in Dubai but if he can go to jail for unpaid debts, then he needs to do something...perhaps ask his family for financial help?

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I have a serious problem and I need help I have too much loans and credit cards in Dubai, and Now I get outside Dubai and I lost my work there and I want to pay for everything. Now I keep 3 month advance for loans but the problem in the credit cards, last month I try to transfer money to each credit card then they told me you must to transfer to some of your friends you know to deposit the money and I can't do that because it’s a big amount for all credit cards and there is no any friends I had there I can trust, any way now I miss only 1 payment and I don't have money and don't have work also I'm outside UAE and they sent me a message last day told me the minimum payment it become 4000 Dirham’s and it was last month 1000 Dirham’s, for only 1 miss payment it become 4x times more and I don't know what I can do or whom can help me.

I call EMAAR Credit & Consolidations and they can't help, may be it for some specific persons or companies only, any way I will call them again to be sure.

Is that possible to increase the minimum payment 4x times more from 1 or 2 missing payments?

I really need help and advice.

Thanks,