Ladies and Gentleman:
Let me give you a fair warning before you make a huge mistake.
You will want to stay as far away from this man, John Betancourt, as possible. His Company Turning Point is a complete scam. This guy sets up companies to take your money and then shuts them down when we can't take anymore. This guy has no ethics, no morals, and he has screwed a lot of people.
He can spin his words and websites to sound appealing and honest - but again - he and his Company are fraudulent and dishonest.