When a state the size of California kicks you out and puts a desist and refrain order against you something is wrong,You must never use this company,they are not allowed to do this work anywhere, they are not Licensed in any state, they are not legal to be a prorater, no bank would allow them any kind of license to go into your bank account,they will take your money and dissapear, change people you origanally dealt with who are hiding so you get no help, get nobody, & get nowhere, and then you cancel that is what they want you to do then they put you in a delete file after three calls and say you deserve what you get for being in so much debt, and you are nothing but bums, anyone that uses them will be ruined.