I settled with Bank of America on two credit cards last year. Two months ago I received a bill from a collection agency that said I owed money on the Bank of America Credit Card. I called BOA and they explained to me that my account was settled/closed out, they couldn't access any of my information and that card was sold to Barclays. I call Barclays and they explain that they can't help me, it's in default and to contact the collection Agency. I contact the collection agency, send over all of the paper work ( settlement agreement, pay dates, copies of checks, ect.. ) the tell me they'll close out my account because their must have been a "mistake".
I just received another letter today from another collection agency stating I owe the money from the Barclays/BOA Credit Card. I call them up, explain the story on how I settled with BoA and now they want to see all the settlement paperwork.
My question is this: Does this happen a lot? Why would BOA sell off my account when I settled on it? What can I do to make them stop from sending me to collections? I obviously have all the paperwork and proof I settled.