Internet's first get-out-of-debt community - 123,000 members

Scottinred

I signed up with James Lombardo, Sifexpert for DS in January of 2008. I faxed 500 check. Not a thing was done until today. He withdraw 4000 dollards from my checking account without my permition. I try to contact his cell 949-370-5352 and Business # and email to find out what is going on with large no explaned withdraw. No anserws at all. I am closing my bank accounts and reporting check fraud to police. He has all of my personal informations so I am putting fraud alert on credit reporting agencies. Pleas no not sign with him. He is a out right thief.

Scott

Scottinred · Posted: Thu Mar 27, 2008 7:25 pm Subject:

I want to make corrections on the message that I posted this morning. James call me this afternoon and told me it was settlement fees. Only little problem was that his office forgot to forward me any emails or faxes he was working on. Lack of communication forced me in to a pannic mode. He told me that he settled 50% on advanta account and BOA 20% and chase 35% of balance today. I just recieved copy of settlement letter from advanta. I am sorry for posting false alert message. But his office need to better job on communications on account status and what & why they are doing with my accounts and money.

Scott

Posted: Thu Apr 03, 2008 5:49 am Subject:

I am glad you posted that correction.

We are working with James and I think he has done a tremendous amount for us. We would be bankrupt now if we hadn't found someone who would allow us to use the money we were saving for settlement, not fees.

I can't say enough good about where we are now and it's because of his knowledge of this industry.

I understand the frustration of not feeling like your questions and emails are being answered but the truth of it is, there isn't always something to tell. The wheels in motion to get these things done turn slowly. Unless there's something to report, he's not going to bug you. Be patient!

Posted: Thu Apr 03, 2008 5:05 pm Subject:

LISA THIS PEOPLE ARE BAD,BAD BOYS.
SIFXPERT STEAL PEOPLE 500,00 OF FEE!!!
THEY STOLED DOLLARS FROM A CHECKING ACCOUNTS WITHOUT PERMISSION.
BAD BOYS!!!

Posted: Fri Apr 04, 2008 12:52 pm Subject:

Who is this Tania? I have no record of anyone with this name in my receivables. I also do not have any record a client who dropped from my program with the exception of 1. Please contact me if I am mistaken.

Posted: Fri Apr 04, 2008 1:00 pm Subject: reply

listen james,this isn't your site.if tania says you debited without consent i believe her.you can't control this site like you do yours.

Posted: Fri Apr 04, 2008 1:08 pm Subject:

I agree with Paul. There seem to be to many other people that have posts showing some type of dissatisfaction with services they were trying to obtain... people should have a place to voice their opinion on services or in this case "lack there of"

Posted: Fri Apr 04, 2008 2:51 pm Subject:

I AGREE WITH PAUL AND ANGELL.
THIS SITE BELONG TO DEBT CONSOLIDATION CARE AND IF WANT TO RIP OFF PEOPLE OF 500,00 AND DO NOT WANT A COMPLAINT
OF CONSUMERS ANGRY LIKE ME PLEASE DO NOT CAME HERE TO
TELL LIES TO OUR MEMBERS.

Scottinred · Posted: Mon Apr 07, 2008 7:51 am Subject:

I am sorry to started this thread. My initial post was result of my not thinking quick temper. I did not under stand what james does still. But he settle 3 of account totaling 70k in mere 4 days after I posted this thread. One of account -Chase- was on the way to litigation on 4 month past due. His lack of communication was hard to cope with but at the end he delivered sweet settlements that he promised. He reduced my debt in 1/2 in 2 months of time. I feel 1/2 better and he made my days 1/2 brighter.

Posted: Mon Apr 07, 2008 8:13 am Subject:

Hi everyone
I just learned how to log to take the "guest" out of user name today. How naive I am!!
All of "Guest Scottinred" is me.

jamesxclient · Posted: Fri Jul 25, 2008 9:51 am Subject:

Did James ever get you straightened out or did he end up screwing up most of your accounts like he did everyone elses. How much money did James Lombardo, aks Debtxpert, Sifxpert steal from you?

Guest · Posted: Sat Jul 26, 2008 9:25 am Subject:

James you are a crook. remember all the clients you did no work for while you worked at ALF. Any body who wants to find out about this liar call American Liberty Financial and find out why he got fired!!! Speak to Erica Ibushi, she will tell you all.

Guest · Posted: Sat Jul 26, 2008 9:29 am Subject:

People here is a copy of an email from a former affiliate company of ALF to James Lombardo AKA Thief:

Creditor calls from Irvine clients

Eric P
to James, andrea, Negotiations, Admin, Hilda
11/16/06

from Eric P.
to James Lombardo <james>,

date Thu, Nov 16, 2006 at 11:33 AM
subject Creditor calls from Irvine clients
mailed-by gmail.com

James,

I hope you are doing well and do appreciate your quick response on the clients we let you know about last week.

I have been fending off complaints from clients for about a month now because the creditor calls we promised them would be followed up on. I organized the website with logons for your staff this last weekend and reviewed it on Monday. However, today I am getting more complaints. In an effort to stand good with our clients, tomorrow, we will need to follow up on the creditor calls on the site, and if they roll into settlements, fully negotiate those as well. If you can have someone log in and update that the calls were done today with potential settlements to bring back to clients today that would be fine.

Thanks,
Eric

jamesxclient · Posted: Sun Jul 27, 2008 8:54 am Subject:

I hope all of James Lombardo, Debtxpert, Sifxpert clients have checked there credit reports and made sure that any money taken from your account were actually paid to the creditor. I believe that some of you will be very dissapointed to find that they weren't taken care of. Please check this out immediately. James has left many of us with not only a real mess, but stole our money also. This guy is a real sociopath. I would love to get my hands on this guy and show him would I percieve as American justice.

Posted: Wed Aug 06, 2008 12:48 pm Subject:

I was right when I called him a thief. If I kept my guard up I should not be robbed $3200 for the fee of settlement that never happened. I manage to clean almost all of messes he made. I was very wrong to defend him when some of this forum members raised doubts. Do not sign up with him and do not wait for him to really mess-up your financial life. It was not that difficult to settle accounts by myself.

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