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12-09-2009, 05:25 AM
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Responding to that letter would be insanely foolish. It would make your junk debt more salable, for one thing. Don't get in bed with a debt settlement company. 90% are crooks and the other 10% might as well be for all the good they'll do you. The reputable ones are on a computer system that automatically advertises the balance you have built up with them to creditors and offers them a bite of it in return for dropping the debt. But that's a lousy way to negotiate. All your cards are face up. 
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12-09-2009, 08:35 AM
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Join Date: Dec 2009
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Credits: 150
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12-09-2009, 08:39 AM
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Join Date: Dec 2009
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12-09-2009, 08:43 AM
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Join Date: Dec 2009
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12-09-2009, 11:32 AM
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Has any one worked with Management Services out of PA to settle the ADVANTA account?
What can you tell me have they kept their word and has anyone had any problems if they have kept their payment plan up?
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12-09-2009, 11:50 AM
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Letter from KPMG LLP
Originally Posted by Anonymous
 I received a letter from Avanta, "saying their auditors are engaged in their regularly scheduled audit of their financial statement." They want me to confirm what I owe. They want me to send it back to their auditor's KPMF LLP attention Mike Visconto in PA. Has anyone else received this. I do not agree with the fee's be cause I had not choice when the raised my interest rate. I am in the process of signing up with a debt settlement company. Any suggestion from anyone? Has anyone else received this letter? I received this letter too. Today is the day I received a call from Ronald Gleason with Management Services Incorporated out of Langhorne PA 19047. He sent me a settlement letter for a payment plan. I just need to know if the are Crooks or the Real thing. Can anyone help?
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12-10-2009, 05:50 AM
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Beverly, Phillips and Cohen are nothing more than a collection company who pretend to come off as a law firm. They have beed "threatening" to recommend their "client" file suit in the State of Utah since July.
I know it will do them little good since my business was in Florida and they will have to go through some serious steps to sue me here. Which also means I get to tell a Judge and Jury my side of the story. Do you really think they will spend that kind of coin right now? Folks-please don't believe that filing a suit means they automatically win. It would be nothing short of an up-hill battle and they do not have the resources, even if they do win, they have to sue you in your home State to attach a lien. Give me a break! As of present, THEY ARE BEING SUED by everyone they have ever worked with or employed. So that threat is and empty as Dennis Alter's skull cavity. Advanta Corp filed BK to protect what little assets remain after Alter built his $80m mansion with our 35% interest rates. They would have BK'd Advanta Bank (the Credit Division) too but it is FDIC insured so it would not have been allowed. I am certain right now FDIC officials are trying to find the right buyer to come in and take over Advanta Bank. When this happens I expect to get a more reasonable settlement offer or I will take the new owner to court-that is a promise.
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12-10-2009, 08:48 AM
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Join Date: Dec 2009
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thanks
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12-10-2009, 10:01 AM
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At least in my neck of the woods, Advanta's hockey stick curve in defaulted accounts produced an equal and opposite hockey stick curve in the number of lawsuits filed.
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12-10-2009, 10:10 AM
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Now is not the time to consider paying anything. Wait until after the FDIC takes them over.
No bank is going to buy this wreckage, they're going to just transfer the deposits and performing accounts to some healthy bank and the nonperforming are going to go to a JDB ... and if you play your cards right with a JDB you'll pay nothing.
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12-11-2009, 10:13 AM
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1pwr
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12-11-2009, 10:57 AM
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How you doing John see your still an Advanta A--Hole rep. PR Yes you know me.
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12-11-2009, 06:33 PM
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Junior Member
Join Date: Dec 2009
Location: NJ
Posts: 60
Credits: 886
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12-11-2009, 06:34 PM
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__________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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12-14-2009, 09:57 PM
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Can someone tell me how to get ahold of someone at Advanta who can help me settle, I keep calling and I keep getting people in India who say the same thing over and over about how they can't help me. I keep trying to let them know I'm on the verge of bankruptcy and need to do something.
Someone please give me a contact name and number from somebody who is actually at advanta. Thanks in advance.
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12-14-2009, 10:49 PM
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I have found the following address of Advanta.
Welsh and McKean Roads, Spring House, PA 19477 Phone: 215-657-4000 Fax: 215-659-9479 See if it helps.
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