I talked today with a lady regarding my 57 day late Advanta bank corp account. First of all she mentioned to me debt management, I then mentioned to her that dmp would not help my monthly payments be lowered and I mentioned debt settlement. She then told me that they do not deal with DS companies as they require them to "sell" my account and they don't do that. I had never heard that before. And she also said that as of the 30th my account would leave her department and so somewhere else, collections I assumed. I explained my situation to her and she wasn't rude but she still was wanting me to make a whole payment when I had just explained that I could not. We then got cut off when I went down into a bad cell phone place. If they don't deal with DS companies, will they deal with DS lawyers? Reason for Editing (Minimum 15 Characters)
Asked on 11:23 am Sep 23rd 2008
Anonymous
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Actually, the last case I see was in 2009 by Federated Financial Corp. of America on behalf of Advanta. Before that, only 5 2008, and the rest 2006 and prior. Does anyone know if Federated is still a CA for Advanta? Reason for Editing (Minimum 15 Characters)
Answered on 1:06 pm Jun 12th 2011
Anonymous
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FWIW...I quit paying Advanta about 10 months ago, got 3-5 phone calls a day for the first 8 months. I never answered any of the phone calls. I haven't had a phone call for about 2 months and after pulling my credit report a few weeks ago I found out that Advanta has charged off my account! Not exactly sure what that means though...I'm thinking I'm free and clear from them suing me...???
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Answered on 1:15 pm Jul 19th 2011
Anonymous
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RE: Anonymous posting July 12th 2011
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Answered on 11:38 am Oct 4th 2011
It wasn't me
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I quit paying back in May 2009. Haven't been on this website in months. Absolutely nothing has happened since then.
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Answered on 9:27 am Oct 18th 2011
Anonymous
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I have been in litigation for 3 years with Federated Financial. Here is the case if interested.
http://www.oscn.net/applications/ocisweb/GetCaseInformation.asp?submitted=true&viewtype=caseGeneral&casemasterID=2339121&db=Oklahoma
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Answered on 12:06 pm Oct 27th 2011
Anonymous
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I still get the occasional phone call from Philips & Cohen. That's all that has happened.
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Answered on 9:12 am Nov 4th 2011
Phantom Debtor
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I sent Advanta an accord and satisfaction check- for 7% of alleged balance, with letter of dispute in June 2010, kept hetting calls for a while, then got a postcard from CardWorks with a 25% settlement offer. I sent them a copy of the accord and satisfaction check and the letter of dispute. The only thing I've heard since was a letter from CardWorks stating that they made a mistake with one line of text on the postcard (they had a class action against them for certain wording on the postcard). Haven't heard anything from anybody since.
Advanta got what they deserved.
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Answered on 10:12 am Jan 23rd 2012
anonymous
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My Advanta account landed with Creditors Interchange. I'd worked with them before on another charge off. Of course I never paid any small amounts and then waited till I had a sum to offer. 15% on a $21,000 debt and they took it. Then they have to notify CardWorks which services Advanta accounts who then notify the CRBs. It was taking so long so I contacted CardWorks myself, faxed them the settlement letter from CI. CardWorks was surprised that I got CI as low as 15%. Good luck!
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Answered on 6:10 pm Jan 23rd 2012
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I quit paying on my balance of 11k in September of 2011, I get two calls a day from advanta / card works of which I never answer. I have sent them a debt validation request 3 times, each time they respond with a copy of a computer print screen application. I have responded stating that according to the FCRA they need to produce something with my signature proving that then debt is valid. They can’t, but they continue to send me a monthly bill showing late fees and higher interest charges... I guess I will just continue to throw them in the trash until they can prove that I am obligated to pay them anything.
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Answered on 11:28 am Feb 1st 2012
done on my luck
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Adavanta told ME they will send the 1099 not in the year it became valid but when it was to their advantage in the future say 2013. 2 years later. I closed my account in 10, reduced paid off in 11 and expected a 1099 reflecting that fact. They said they are saving it for next year. I want to declare it anyway as it is applicable in my records now not next F ing year.
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Answered on 1:28 pm Apr 30th 2012
Anonymous
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