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Help with an email I recieved this morning

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PostPosted: Fri Feb 02, 2007 10:44 am Subject: Help with an email I recieved this morning

I recieved an email from a "Ryan" from the company Westbury Ventures. 1-800-859-6439. This is affiliated with another payday loan company? Anyone know which one?

He wants me to fax back a paper he with my payment arrangements along with my banking info. Is this a good idea?

Please give advice.

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PostPosted: Fri Feb 02, 2007 10:57 am Subject:

NO NO NO, do not give them your banking information. This is another place several people on this site have been having problems with.
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PostPosted: Fri Feb 02, 2007 10:59 am Subject:

I think its reguarding Platium B Services. I'm searching old posts now. Anyone know if they are licensed in Indiana? I need help!
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PostPosted: Fri Feb 02, 2007 11:01 am Subject:

Quote:
my payment arrangements along with my banking info.

If you want them to have access to your bank account whenever they want, then it would be a great idea.

That was sarcasm. Have Ryan verify who the creditor is, and if it is something you owe, setup payment arrangements but ONLY on your terms, which should be check or money order (in my opinion).

I never give any bank info to a creditor. I have the right to pay my debts my way, and my way is via snail mail money order.

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PostPosted: Fri Feb 02, 2007 11:02 am Subject:

Thanks Jeff!
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PostPosted: Fri Feb 02, 2007 11:03 am Subject:

Westbury Ventures is affliated with several PDLS...ExpressCash and The Loan Shop to name a couple. Platinum B is not one of them, Platinum B is the same as SJM Marketing.

Here is a couple of links talking about Westbury Ventures.

http://www.debtconsolidationcare.com/collection-agencies/about17579.ht ml

http://www.debtconsolidationcare.com/settlement/about18300.html

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http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

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http://www.paydayloaninfo.org/state_detail.cfm?id=IL

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http://www.paydayloaninfo.org/state_detail.cfm?id=WI

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PostPosted: Fri Feb 02, 2007 11:26 am Subject:

Help me please..........I have been reading all these old post about this company and I'm just not sure if they are licensed in Indiana.....I'm tempted to call this Ryan dude back but I'm really not in the mood to hear all the BS..... If anyone can help me please let me know.....Thanks!


It was a 300.00 loan back in Oct and I had been paying the 90.00 fee up until 2 weeks ago....

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PostPosted: Fri Feb 02, 2007 11:39 am Subject:

If you have been paying that much, then I would send this Ryan person a letter or reply email stating the Indiana laws...which says rollovers and extension are not allowed, so you have paid back more than what your state allows. Let him know you will be filing a comlaint with the attorney general.

I doubt they are even licesed anywhere, I'm trying to see if I can find a link for that..

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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
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PostPosted: Fri Feb 02, 2007 11:53 am Subject:

I'm searching as well. I appreciate your help Pink Lady Smile
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PostPosted: Fri Feb 02, 2007 12:11 pm Subject:

I did find this website, I think it may be the correct one.

https://secure.in.gov/sos/bus_service/online_corps/name_search.aspx

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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
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PostPosted: Fri Feb 02, 2007 12:17 pm Subject:

don't tell him you will be filing; tell him you are!
westbury isnt coming up in Indiana for anything as of yet. Still searching!

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PostPosted: Fri Feb 02, 2007 12:19 pm Subject:

Indiana's small lender/pay day loan list here:

http://extranet.dfi.in.gov/dfidb/lenderbytype.aspx

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PostPosted: Fri Feb 02, 2007 12:29 pm Subject:

Well I didn't see them or any of their several dba's on that list.
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ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
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PostPosted: Fri Feb 02, 2007 1:40 pm Subject:

Thanks for the help pink lady. I looked at that link and didnt find anything about that company or about payday loans. So, that means?
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PostPosted: Fri Feb 02, 2007 1:55 pm Subject:

OK. I have been doing some reading on these links and I havent a single name of the payday loans I have on either lists I have looked at. So with that being said. I assume the loans are NOT legal and I need to know how to go about doing that. I feel kinda wierd because I got those loans not knowing they werent legal and am I so called "stealing" the money? I dont like that fact but I dont know what else to do?

Please help. Thanks again for all the great info.....

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PostPosted: Fri Feb 02, 2007 2:05 pm Subject:

Well I know Westbury is usually associated with Xpress Cash or The Loan Shop...did either of those names appear on any bank statements. I know they have a lot of DBA's, which I'm pretty sure none of them are licesned. What are all the PDL's that you have and maybe we can narrow it down.
_________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
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