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wstruck · #1 07-02-2009, 01:43 PM

Hello,
I have a Chase CC with a balance of around 11,000. I am roughly 40 days past due on it. I want to talk with them and ask if I could qualify for the BLP. I owe around $600 to bring it current but with having a break from work for at least another week(due to the economy)..I won't be able to bring it current until later this month. Would they still approve me even if I cannot bring my account current?

#2 07-02-2009, 02:18 PM

Yes, they did just that for I. And While I do wish I could settle with them, in fairness they have been very helpful to date.

RAN

#3 07-03-2009, 10:54 AM

You can call the hardship line for Chase at 800-404-6220 -- I also owe 18k in debt to Chase they have offered to close the card and a loan at 2% -- I to am wondering if I stop paying will they neg a settlement with me ?....I have other cc debt and am in over my head...currently barely hanging on...

#4 07-06-2009, 03:01 AM

Well I called them yesterday and was told I didnt make enuff to join their program. They then tried to refer me to a consumer credit program. So now I save for a settelment instead.

#5 07-17-2009, 10:00 AM

My husband and I have three Chase cards. diff cards have been bought by Chase. My two were out of control and we were behind on all our bills. I considered Debt consolidation, which i didn't hear the greatest things about. I called Chase as a last stitch effort and they said I was qualified for BLP for both. There are super helpful and I suggest it to anyone that is having a hard time. Keep an open convo with all your debts be honest they are more willing to help.... Good luck to all Money Sucks

#6 08-24-2009, 02:03 PM

I fell behind due to medical bills but have never been 30 days past the due date. 13,500 balance, 29.9% The best BLP would offer me was like 12% for 5 years. Do I need to go past the 30 days before they might help?

#7 11-10-2009, 09:19 AM

Quote:

Originally Posted by wstruck

Hello,
I have a Chase CC with a balance of around 11,000. I am roughly 40 days past due on it. I want to talk with them and ask if I could qualify for the BLP. I owe around $600 to bring it current but with having a break from work for at least another week(due to the economy)..I won't be able to bring it current until later this month. Would they still approve me even if I cannot bring my account current?

I can help u get ur interest reduced to 6% with chase, lower ur mo patyment by couple hundred $ and have the account re-aged (brought current) by going thru a non-profit im affiliated with...

mmartin@yourcreditfirst.com

or call me @ 888-707-1640 X305
My name is Matthew Martin