Posts: 73
Credits: 1,571


Send message to davidsmeridian00
Sub: #1 Need input
Replied on 07-03-2009, 11:45 AM
Reply With Quote

Hello my girlfriend has about 14,000 in credit card debt and she has been paying like 1,000 a month on these cards trying to get out of debt. She isn't making much headway. She is looking for the best way to handle this debt and get it paid off without hurting her credit much more than it already is or hurting it long term. Her score is low now around 550 but would be able to raise it after she gets out from under all this debt. What would be her best way to handle this and maybe save some money each month.




Posts: 5,347
Credits: 62,143


Send message to frogpatch
Sub: #2
Replied on 07-03-2009, 12:21 PM
Reply With Quote

Can you list each card, the interest, and the balance! There is are ways to pay them off in a certain order! Usually starting with the smallest first! Tha other option is going to credit couseling if you are in a state where for profit consolidation is illegal! In other states you can go to a debt consolidation company! They are ranked by former clients by state on this site!

__________________
Escape the Payday Loan Trap http://tinyurl.com/pdltrap
Article-When the Debt Collector Calls




«Previous Thread | Next Thread»
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes
Linear Mode Linear Mode

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -8. The time now is 03:03 AM.





About Us | Contact Us | Privacy Policy | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services
* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.048 seconds.