|
#1
|
||||
|
||||
|
|
|
#2
|
|||
|
|||
|
Hi there and welcome...
Do you mean bankruptcy friendly? |
|
#3
|
||||
|
||||
|
yes!
|
|
#4
|
|||
|
|||
|
Okay...when you say debt consolidation, you are looking for a loan or a debt management program?
|
|
#5
|
||||
|
||||
|
Welcome to the Forums Stacy
How long has it been since you filed bankruptcy?If you can give a little more info=we can put you in the right direction-such as what type of debt, etc..karen __________________
As long as you are alive, there's always hope |
|
#6
|
||||
|
||||
|
hello!
volleyballmom - I am referring to debt consolidation loan, not a debt management program Bossy4455 - My BK was discharged in January 2005. Relatively speaking, I have minimal debt. I do have a car payment and such. But my issues are with my credit card debt. These companies really have figured out a way to pull one over (or at least try) with those trying to rebuild their credit. There are monthly maintenance fees, ridiculous interest rates, huge annual fees, etc. I do not have a card that I can do a balance transfer with, nor would I be approved for one. Anyway, it would be great if these cards could be combined with one payment and interest lower than something like 28-30%! This is getting super stressful.... Thanks! |
|
#7
|
|||
|
|||
|
Credit card companies have figured out how to keep consumers in debt for many, many years. Have you looked into debt settlement as well as a debt consolidation loan? The latter could easily allow you to pay off your credit cards however most people are back in the same position in about 2 years. Debt settlement negotiates with the credit card companies to reduce the total amount owed, ultimately saving you quite a bit.
|







How long has it been since you filed bankruptcy?
Linear Mode






