I haven't gotten a letter, phone call, nothing. Are they THAT swamped to where they're not on people's backs like in the past? I'm hoping for a quick, easy settlement within another 30-60 days.
hmm, bofa, me neither. NOTHING. getting called ten times a day by chase, pnc and discover, and i am JUST going delinquent. then i posted the thing about chase offering me a settlement by phone ALREADY... man, what is going on? very strange. are they hurriedly leaving the country?
icantbelieveit
Sub: #2 boa is under intense scrutiny, so they may have decided not to rFri, 12/03/2010 - 08:41
boa is under intense scrutiny, so they may have decided not to rock the boat. read this http://market-ticker.org/akcs-www?post=173904. also, google 'discover did not own the debt'. they aren't just playing fast and loose with mortgages, but it appears there may be exactly the same problem on ccs. people just don't know so they don't fight it out in court. my 75% settlement offer so early in this game makes me think they know the gig is up.
Nice to hear that others are choosing to no longer donate $$ to these banks and settling their debts for fair amounts and moving on with our lifes. I settled all my debts and life is excellent withoutgiving banks any more money. Also happy to see that folks hear are also not caring or buying into the whole "What about my Credit Score" pitch... Settle Settle Settle, No More Debt! BOL...
I made it my resolution to stop the madness of like the above posted said" donation my money" to credit cards...I've had it and I'm just setting my plan of action into place and to the wind they all go....XXXXfingerscrossedXXXX i have as good results as others on here....staying positive~~~~
I'm sure by now you've heard from Bank of America plenty. They were going through some major changes back in December, and they seemed a little confused. Since then, though, things have gotten back to business as usual.
Hopefully you settled your account and are now living debt-free.
Give it time, trust me! [FONT=Times New Roman]Over the last two years, Bank of America has charged off $20 billion in delinquent card debt. Plus they have been at the headwaters of a few class action civil suits, both on the credit card side as well as the mortgage side. I agree, they are still under the micro scope, especially with the latest robo-signing scandle with Chase. So it will probably take some time. [/FONT]
[FONT=Times New Roman][FONT=Arial][/FONT][/FONT]
[FONT=Times New Roman]Don't get your hopes up for any speedy action from them though! I have been dealing with a lawsuit involving B of A, their subsidiary FIA Card Services (who claims they still own the account and still trying to collect), a national just debt buyer, and one of their franchise debt collection attorneys. It has been well over five years and it also involves identity theft. Talk about a real mess because B of A was greedy. No speedy trial or settlement here! [/FONT]
[FONT=Times New Roman]This is why I started a consumer protection company and now we have 8 law firms working with us to . Hopefully others will not have to endure such BS and delays. [/FONT]
[FONT=Times New Roman]This is the second case in that time frame. The first case I got dismissed and the trial for this second case is finally about 60 days away, if they don't attempt anymore continuences! [/FONT]
[FONT=Times New Roman][FONT=Arial][/FONT][/FONT]
[FONT=Times New Roman]T[/FONT][FONT=Times New Roman]hank God I have the full Forward Flow Agreement from B of A! I also have a very hefty countersuit filed against B of A as well as one with the debt buyer. Maybe in another five years I'll get it all resolved! :rolleyes:[/FONT]
[FONT=Times New Roman]Side note: And yesterday I had an "Expert" question where I get my info from as she said it was BS. We are even in the same state. (LOL) I have only been living through it for... the last... 5.5 years! [/FONT]
[FONT=Times New Roman][FONT=Arial][/FONT][/FONT]
[FONT=Times New Roman]No need to get in a hurry now! :p[/FONT]
This is why I started a consumer protection company and now we have 8 law firms working with us to . Hopefully others will not have to endure such BS and delays.
Now we know why you are here....
How to Deal with Illegal Loans..OhioGal's Primer http://www.debtconsolidationcare.com...allenders.html PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
hmm, bofa, me neither. NOTHING. getting called ten times a day by chase, pnc and discover, and i am JUST going delinquent. then i posted the thing about chase offering me a settlement by phone ALREADY... man, what is going on? very strange. are they hurriedly leaving the country?
boa is under intense scrutiny, so they may have decided not to rock the boat. read this http://market-ticker.org/akcs-www?post=173904. also, google 'discover did not own the debt'. they aren't just playing fast and loose with mortgages, but it appears there may be exactly the same problem on ccs. people just don't know so they don't fight it out in court. my 75% settlement offer so early in this game makes me think they know the gig is up.
Debt Samaritan
Posts: 834
Credits: 21388.13206021 Send message to dantheman
Chase and amex were the early ones for me. BOA FIA not until 150 days. Just save your money and wait.
Nice to hear that others are choosing to no longer donate $$ to these banks and settling their debts for fair amounts and moving on with our lifes. I settled all my debts and life is excellent withoutgiving banks any more money. Also happy to see that folks hear are also not caring or buying into the whole "What about my Credit Score" pitch... Settle Settle Settle, No More Debt! BOL...
Posts: 27
Credits: 733.85 Send message to InTooDeep OverMyHead
I made it my resolution to stop the madness of like the above posted said" donation my money" to credit cards...I've had it and I'm just setting my plan of action into place and to the wind they all go....XXXXfingerscrossedXXXX i have as good results as others on here....staying positive~~~~
Posts: 167
Credits: 2472.45 Send message to mariemegge
I'm sure by now you've heard from Bank of America plenty. They were going through some major changes back in December, and they seemed a little confused. Since then, though, things have gotten back to business as usual.
Hopefully you settled your account and are now living debt-free.
Marie Megge
Posts: 16
Credits: 296 Send message to mrconsumerprotection
Give it time, trust me! [FONT=Times New Roman]Over the last two years, Bank of America has charged off $20 billion in delinquent card debt. Plus they have been at the headwaters of a few class action civil suits, both on the credit card side as well as the mortgage side. I agree, they are still under the micro scope, especially with the latest robo-signing scandle with Chase. So it will probably take some time. [/FONT]
[FONT=Times New Roman][FONT=Arial][/FONT][/FONT]
[FONT=Times New Roman]Don't get your hopes up for any speedy action from them though! I have been dealing with a lawsuit involving B of A, their subsidiary FIA Card Services (who claims they still own the account and still trying to collect), a national just debt buyer, and one of their franchise debt collection attorneys. It has been well over five years and it also involves identity theft. Talk about a real mess because B of A was greedy. No speedy trial or settlement here! [/FONT]
[FONT=Times New Roman]This is why I started a consumer protection company and now we have 8 law firms working with us to . Hopefully others will not have to endure such BS and delays. [/FONT]
[FONT=Times New Roman]This is the second case in that time frame. The first case I got dismissed and the trial for this second case is finally about 60 days away, if they don't attempt anymore continuences! [/FONT]
[FONT=Times New Roman][FONT=Arial][/FONT][/FONT]
[FONT=Times New Roman]T[/FONT][FONT=Times New Roman]hank God I have the full Forward Flow Agreement from B of A! I also have a very hefty countersuit filed against B of A as well as one with the debt buyer. Maybe in another five years I'll get it all resolved! :rolleyes:[/FONT]
[FONT=Times New Roman]Side note: And yesterday I had an "Expert" question where I get my info from as she said it was BS. We are even in the same state. (LOL) I have only been living through it for... the last... 5.5 years! [/FONT]
[FONT=Times New Roman][FONT=Arial][/FONT][/FONT]
[FONT=Times New Roman]No need to get in a hurry now! :p[/FONT]
Debt Samaritan
Posts: 16657
Credits: 297286.00672133 Send message to SOAPLADY
Quote:
Now we know why you are here....
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Debt Samaritan
Posts: 5223
Credits: 71541.016580171 Send message to OhioGal1
And, I'm pretty sure they've "given it time" since this post is also over a year and a half old.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
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