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Posted: Tue Nov 21, 2006 9:04 am Subject: Is it illegal to bounce a check?

Is it against the law to bounce a check? If so, is it automatically prosecuted, or is it at the discrection of the entity that recieved the NSF check? Also, how would I clear this up?

Posted: Tue Nov 21, 2006 9:11 am Subject:

Yes, it is against the law to bounce a check. I believe it would be up to the recipient of the check to press charges. I'm pretty sure it would go to the prosecutor. Before it gets that far, you could call the recipient of the check and tell them you'd like to clear it up. If it does go to the prosecutor, I believe he also will give you a chance to make ammends before it goes to trial. Good luck.

Posted: Tue Nov 21, 2006 9:13 am Subject:

Is it a felony or a misdeamenor

Posted: Tue Nov 21, 2006 9:13 am Subject: check

Steve, Welcome to the forums. Some banks have overdraft coverage. I know my bank has a 500 limit including their fees. Its not good to do this but sometimes it helps. Check with your bank. KYSIDE38

Posted: Tue Nov 21, 2006 9:49 am Subject:

Also, bouncing checks depends on your state. If the check was for a large amount and the check was written on a closed acct. or something like that, it can be considered as check fraud. But, if you simply had a check returned for NSF, it is a civil offense in a lot of states, not criminal. Check your state's laws regarding bounced checks.

The receiver of the bounced check will usually contact you to advise that the check was returned, and inform you as to how much the service charge is for the returned check, and ask you to take care of it. If more than 30 days go by and you still haven't taken care of the matter, you can be taken to court or sent to collections, depending on who the check was written to (company or individual)and their policy.

Guest · Posted: Tue Nov 21, 2006 1:16 pm Subject:

I did this with pissa place for 19.00 it was returned,,, waht wil they do?

Posted: Tue Nov 21, 2006 1:21 pm Subject:

Was this recently? A lot of places like this send the check through a 2nd time to see if it clears, and if it is returned a 2nd time, they might contact you directly to say that the check bounced and ask you to take care of it directly. I very much doubt that a $19 is going to get you hauled off to jail.

Guest · Posted: Tue Nov 21, 2006 1:36 pm Subject:

How do i sign up?

Posted: Tue Nov 21, 2006 1:58 pm Subject:

Hi Guest, are you interested in joining the forum? Please enter your contact details at the sign up page.

Posted: Wed Nov 22, 2006 12:10 am Subject:

Writing bad check is punishable, but it is not likely to happen for a check worth $19 I guess. You might end up paying an OD charge, that's it.

However, bad check issuers are sometimes placed in Restitution Program. Read the conversations in the thread below and listen to what Clay (LCW) has said about restitution there.

http://www.debtconsolidationcare.com/forums/check-restitution.html

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Is it illegal to bounce a check?

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