Can they refuse my payment and garnish me?

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Sub: Can they refuse my payment and garnish me?

Wed, 05/02/2012 - 15:29

I am being harrased by a collection company for school loans. I offered to pay $50 a month and they wont accept. The girl said I can pay $95 a month or I will be garnished. I am on state assistance and barley making it. There is no way I can afford this. Adding the $50 a month is pushing it. If I am willing to make a regular monthly payment do they have to accept it? Are they able to garnish knowing that I am willing to pay all though not the price they laid out for me. I live in louisiana

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LYNNINMN@AOL.COM

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Sub: #1 Calling you to pay your defaulted student loan is far from harasTue, 05/01/2012 - 08:53

Calling you to pay your defaulted student loan is far from haras

Calling you to pay your defaulted student loan is far from harassment. With the Direct Loan Consolidation program and income contingent and income based repayment, there is no reason for anyone to default on their loans if they put a little bit of effort into it.

That said, are you working?? And no...they do not have accept just any payment on your default. Give us more information. Did they do a financial statement with you??

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jonheller83

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Sub: #2 I think the OP is unemployed since he mentions that he is on staTue, 05/01/2012 - 22:55

I think the OP is unemployed since he mentions that he is on sta

I think the OP is unemployed since he mentions that he is on state assistance.

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Sub: #3 You can get state assistance and be working.Wed, 05/02/2012 - 04:36

You can get state assistance and be working.

tiarajoseph11

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Sub: #4 To garnish you wages, first they have to get a judgment against Wed, 05/02/2012 - 13:47

To garnish you wages, first they have to get a judgment against

To garnish you wages, first they have to get a judgment against you from the court. If you have a job along with state assistance, money can be garnished.

It's Tiara

OhioGal1

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Sub: #5 Garnishment for student loans can be enforced without a judgmentWed, 05/02/2012 - 13:58

Garnishment for student loans can be enforced without a judgment

Garnishment for student loans can be enforced without a judgment.

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Sub: #6 Ohio is very correct....federal student loans do not require a jWed, 05/02/2012 - 15:29

Ohio is very correct....federal student loans do not require a j

Ohio is very correct....federal student loans do not require a judgment to garnish wages.

Tngirl

Sub: #7 Court out of state. Tue, 01/08/2013 - 10:22

Court out of state.

My roommate is being sued for one of his student loans. He has to attend count in Iowa. We live in Tennessee. Is that possible to make someone come 12 hours away just to go to court to be sued?

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Sub: #8 Has your roommate talked toTue, 01/08/2013 - 13:26

Has your roommate talked to

Has your roommate talked to the court? Informed the court that the venue is wrong? He needs to be sued in the county in which he currently resides.

Tngirl

Sub: #9 RoommateTue, 01/08/2013 - 21:32

Roommate

My roommate has emailed the people back. What I thought was strange instead of calling him or sending him a letter in the mail they emailed him. Do place usually do that?