Hi everyone. I have a car loan with United Auto Credit. My payment is due on the 27th. There is a late fee amount, but if the payment is not there by noon on the 27th, these two awful men call me at work and start on me. They say things like, I thought we got this thru your head last time, etc. They call my friend, my boss, personnel. I work for the State. And, this is just the day the payment is due!!! They demand that you wire them the money by five, at the cost of $13 extra or they will come and take the car until you give them the money. Is this legal? I have a heart condition and I get so upset when these two call. Both times they had the payment by 5, it was on the way, and the payment came in the afternoon mail. I have never, ever, been late. This has gone on almost a year!!
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