fka
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Sub: #1 Does anyone know of a non-profit credit card consolidation company?
Replied on 06-13-2007, 12:54 AM
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I was previously with Town & Country working to get my credit cards payed off. I hit a few bumps and fell behind on payments with them. Currently I am in around 9000-10000 in credit card debt. Several of my cards have been handed off to collection agencies. I will have a steady job starting next week. I was wondering if anyone knows of a good nonprofit consolidation company that i can work with to get my credit cards back on track. Also is there a way for me to get my credit cards back to the original creditor do i pretty much pay the collection agencies for those? please let me know. any help is appreciated. thanks

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Sub: #2
Replied on 06-13-2007, 01:20 AM
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You will be getting a free quote from the consultant in your area. Discuss your options with him and know how much they will lower down your interest rates with the creditors. You might be able to fix up a lower plan with the counselor.

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Sub: #3
Replied on 06-13-2007, 10:28 PM
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what consultant?


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Sub: #4
Replied on 06-14-2007, 12:54 AM
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Guest- when you register with this site,it's free, you can also fill out the part about free credit counseling. Then a consultant will get back to you and discuss options you may have concerning debt..KAren

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Sub: #5 How to Get Rid of 3rd Party Debt Collectors FAST
Replied on 06-14-2007, 03:44 PM
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Once the creditor has sold your debt to a 3rd party debt collector it is soooooo easy to settle that debt for mere pennies on the dollar without having to join some debt settlement Program or debt consolidation.

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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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