care one credit counseling complaints - has anyone worked or heard of them before?

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Sub: #17
Replied on 08-04-2008, 01:15 PM
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What state do you live in ? Also what are the names of the creditors and the balances on each account ? That will help me better explain.

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Sub: #18
Replied on 01-11-2010, 06:46 AM
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Care One is just a front for Persells & Associates - one of the WORST debt settlement companies out there. All they do is tell you you aren't eligible for a DMP and refer you to them. Anyone I've ever talked that went with Care One has said this to me. BTW Persels & Associates is NOT accredited with the BBB and has a rating of C-. Hardly what I would consider "reputable."

Any Debt settlement company that tries to pose as a law firm, in my opinion, is a scam fishing for lawsuits with your creditors and has no intent on settling your debt.

og bobby johnson
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Sub: #19
Replied on 01-28-2010, 02:56 PM
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it is funny you guy bash on all companies out there, and this is the only one that gets a good rating? it seems like this forum is care one and similar names and no negativity, there is no positive info on any one but this company , you are scamming people like the rest of them

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Sub: #20
Replied on 03-20-2010, 10:34 PM
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I have just started with CareOne everything seem above board. I do like the fact that they send you a notice to keep you informed of their every move. 1 note - I have your payment 2 note - The payment is sent 3 note - your creditors have payment 4 note - they have agreed to the payment plan. I now have one payment instead of 13 payments. I have lowered my payment from what I was paying the cards. But most of my accounts have sent me a note letting me know they have closed the accounts which means I can't charge but I probably will have to reapply after I have finished with this plan. Also, I kept one card other than that everything will have to be on cash for 4 years which I don't have much of.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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