Care One is just a front for Persells & Associates - one of the WORST debt settlement companies out there. All they do is tell you you aren't eligible for a DMP and refer you to them. Anyone I've ever talked that went with Care One has said this to me. BTW Persels & Associates is NOT accredited with the BBB and has a rating of C-. Hardly what I would consider "reputable."
Any Debt settlement company that tries to pose as a law firm, in my opinion, is a scam fishing for lawsuits with your creditors and has no intent on settling your debt.