Internet's first get-out-of-debt community - 134,000 members

indebtman · Posted: Thu Mar 27, 2008 4:32 am Subject:

I am having same issue. I have enough fund to settle my accounts. Not a single thing has been done yet except threatening calls from DC's.

scottinred · Posted: Thu Mar 27, 2008 7:08 am Subject:

I singed up with Lombardo 2 month ago. I faxed 500 dollar check. Today my bank contacted me of suspecious activity. He withdraw 4000 dollars toal- 2000 dollars 2X- without my permition. He is fraudulant. I am calling police to this matter. Do not sign with him. He is theif.

scottinred · Posted: Thu Mar 27, 2008 7:32 pm Subject:

I want to make corrections on the message that I posted this morning. James call me this afternoon and told me it was settlement fees. Only little problem was that his office forgot to forward me any emails or faxes he was working on. Lack of communication forced me in to a pannic mode. He told me that he settled 50% on advanta account and BOA 20% and chase 35% of balance today. I just recieved copy of settlement letter from advanta. I am sorry for posting false alert message. But his office need to better job on communications on account status and what & why they are doing with my accounts and money.

Scott

Posted: Thu Apr 03, 2008 5:46 am Subject:

We work with James. I have had nothing but good experiences with him. I do know he has had email trouble recently. Please try him again before giving up. He is awesome.

The other thing I need to say is that you can't go by the bad experiences of some folks. What they don't tell is the mess that they may have brought to him. I would be curious to see if the people who have had bad experiences with James brought him lawsuits and such.

I highly recommend him! He has saved us from certain bankruptcy.

Posted: Thu Apr 03, 2008 4:55 pm Subject:

I DO NOT AGREE WITH YOU LISA,BECAUSE JAMIE'S FEE
IS 500,00 AND I LOST MY 500,00 WITH HIS COMPANY.
I DO NOT RECOMMEND HIM.
BE AWARE OF THE FEE OF 500,00.

Posted: Fri Apr 04, 2008 7:55 am Subject: Sifxpert

Tania I am so sorry to hear about your $500. Sad

I did a lot of research on sifxpert and decided that he would be the one I would use if I were to use anyone. I liked the results I read about...HOWEVER my first email to him to inquire about his program went unanswered and after emailing him again-I got a response asking how to contact me. I emailed back my info and never heard from him again. When I seen it was going that route from the begining I decided not to use him.

I did not need anyone to baby me through the debt settlement process but I needed someone to be there for my calls and concerns. This is a big deal and some of these stories I hear baffle me. I couldn't imagine going through this process with someone who is slow to return calls and emails and you are paying him. Again, I do read awesome results but I am not sure I would want to go through the hassle of email/phone tag. That would just be added stress on the situation.

wisernow · Posted: Fri Apr 04, 2008 11:28 am Subject: Use caution

Be careful with this guy and others like him. I went to him for assistance, paid my $500. retainer and due to his untimely correspondence, I was sued and a garnishment issued against me. I have filed bankruptcy, which I probably should have done to begin with and saved myself alot of stress from non-communication and court dates. I am of the opinion that settlement companies do not work (I worked with 3 of them) unless you have alot of available cash to work with. The savings/lay low for months plan simply does not work!

Posted: Fri Apr 04, 2008 12:48 pm Subject:

Lets be clear, you had 2 accounts in garnishment and 1 account in litigation when you enrolled. I clearly stated to you that you were a hopeless case but there was a chance to turn things around. Regardless of showing up in court or not, you would have lost the case either way however; you would have settled only days thereafter the judgment was awarded and no other action would have been taken.

I dont know why you continue attempting to smear my name on this board. I have a record of 167 emails in 4 months that were responded to. This is the reason I require a retainer. For you to say that nothing was done and you were ripped off is simply not the case. A lot of time and energy was invested in your accounts. The only problem in moving forward with your accounts was you contacting the attorney. That is why you ended up filing bankruptcy.

I also question why you have not mentioned once the other company who actually caused you 2 garnishments and the 3rd account to sue also. I was handed a complete to fix. I am not responsible for your demise. I really do not understand why you continue to post how I am responsible for your litigation matters when you enrolled with 3 pre-existing litigation accounts.

I find it odd that you were taken for 4k from Precept and not a word mentioned about them.

Posted: Fri Apr 04, 2008 2:43 pm Subject: reply

so good he had to post it thrice,listen james.i will slather you if i feel like it.i said on another post this is not your site,boy giving out details like that real profesional.there is enough bad pub on you without you making it worse.

wisernow · Posted: Sat Apr 05, 2008 8:31 pm Subject: Response

Paulmergel - you are so correct - this is our board to report experiences, good and bad for others to use to make better choices and those comments from "owner" were very unprofessional! Thanks for your input!
My comments were not as much an attempt to smear a name as they were a sharing of my experience and more than that a warning against settlement companies and how they did not serve me and others well. For anyone interested, "owner" states that "you were taken for 4K from Precept" when he stated on this board under the subject "Watch Out" on 1/30/07 that he had gotten me a refund from them for the 4K. I never received it so I wonder where it went to if indeed a refund was issued?????
I blame no one for the demise of my financial situation but myself and my naievity to buy into more than one settlement companies slick sales pitch and pie in the sky promises!

Scottinred · Posted: Mon Apr 07, 2008 7:37 am Subject:

Since I posted negatve things about James, he settled my 70k debt in short 4 days. It is hard to undrestand what he does, but at the end, he delivered what he promised. I am happy person becase of him. Half of my debt is gone!!!! and I getting 1/2 less phone calls from collectors. My life is 1/2 better and 1/2 brighter than mere 10 days ago because hm!!!

Posted: Mon Apr 07, 2008 8:21 am Subject:

I just learn to take out "Guest" under my user name by logging in. Ha Ha Ha...Dumb man. Huge achievement today. Now I am real scottinred not guest scottinred now.

I would like to apologize to James about previous postings by Scottinred. It was out of my quick temper. But I am happy because what you dilivered as you promised. Thank you James.

Posted: Tue Apr 08, 2008 12:10 pm Subject:

Scottinred, we aren't very popular for liking James. But: would you do it all again? I know I would!

Posted: Tue Apr 08, 2008 12:38 pm Subject:

Sure,I will hire james again. I will be less worried and less depressed by collection calls and I will be needing much less emotional support from James to counter the emotional damages from collection calls.

Posted: Tue Apr 08, 2008 12:40 pm Subject:

You guys are like Abbot and costello, except they were funny. You guys are just sad and annoying.

Posted: Tue Apr 08, 2008 1:42 pm Subject:

Kashzan,

I think you are biased as far as Mr Lombardo is concerned. I was not always positive about Sifxpert. If you read my earlier thread " James Lombardo Elite Negotiations, Sifxpert Fraud Alert" I was not happy at all with James. What really changed me was his work on my case. Result speeks lauder than anything else. And that result he deliverd at end of March 2008, really gave new hope in my life, finacially, emotionally. You don't know what it feels like unless you go through finacial hell that I was in. When unthinkable seems like acceptable alternative to protect your first priority ie family, man who changes and truns your life around to give a second chance is next to God in my opinion. I owe him deeply because credit counselors and debt settlment copanies told me that my problem could not be helped. I was skeptical of James ultil he produced result on my business accounts. I search for any similar cases on this website and Google, I couldn't find anyone had experienced with business credit cards and Amex. I posting this to let the members know case like mine can be done. James was only guy who said it was possible to settle all my business and Amex accounts. He delivered what he said. I want the members of this website to get fare presentation on James and also talk to as many debt settlement co's as possible before hiring any including James.

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