Wow!! This is traumatizing. Swoody, do what everyone has advised you to do. I think they are going above and beyond in harassing you. Something has got to be done!!

I am in Oregon. It has been a fight with them from the beginning. I haveore than paid them the principle, along with a good chunk of interest. The main reason I filed the complaints is because I was tired of being called a b**ch, and then hung up on. That is uncalled for. I tried to explain the reason I defaulted in the first place, but they didn't want to hear it. My checking account was closed, so they couldn't draw on it anymore. I am having the same problem with another company right now. It is Soniccash.com. They are also known as STEN financial. They called and told me I had charges filed against me by the FBI. Scared the snot out of mu until I thought about it. Hopefully the FBI wouldn't be called in for a defaulted payday loan which by the way, neither of these companies are licensed in Oregon.

Swoody if they threatened you with the FBI, you should file a complaint WITH the FBI for a company using them as a scare tactic in trying to collect money. I can assure you that the FBI does not look kindly on this type of threat. And the next time that they call you tell them that you have filed a complaint with the FBI. Also file a complaint with ICE (homeland security) under cyber crimes.

__________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.

Swoody-

Please read this:

paydayloaninfo.org/state_detail.cfm?id=OR

Regards
Mike

Swoody - Wage assignments are illegal in Oregon. They cannot get at your paycheck without a court order, so you don't have to worry about that.

Have you called the banking dept yet? When I was going through my stuff, they helped me out and called some of my pdl's for me. I never heard from them after that. If you want I can PM you the name and number of the guy I talked to . . . .

That would be great. I have sent the revoke letter. I just don't like not knowing what is going on. i don't know if I should be worried that they won't let me on the site,or if I should be prepared for something nasty to happen

Ok - This is what I did to receive my e-mail stating that they are going to cease all collection effort.
First I filed with all of the agencies I mentioned above The AG, Federal Trade commission and lastly Arizona Department of Financial Institutions. I am aware you are in a different state but they should have a complaint form you can file on line or fax over to them. I faxed them a Wage assignment to revoke any assignment and they no longer had my permission to use. Then I put together a letter to inform them that they wer no longer permitted to contact me at my place of employment or call my employer or even to contact via e-mail. Then I put together a lengthy leeter stating once again I revok wage assignment and they cannot contact me at work and my employer and I quoted Arizona laws about PDL's
I also sent them a copy of the wage ssignment termed legal and what requirments need to be met in order for it to be legal.Lastly I sent them a Cease and Desist letter. This took sometime but the next day I got an e-mail stating that they are stopping all collection effort. They also contacted my employer how they got the e-mail address is beyond me and they also contacted the payroll department in California via e-mail do not know how they received that either. So, if you need help let me know most of what I told you is right here on this site it is a great tool for information.

Excuse some of my typing I am at work and in a hurry also, I wanted to let you know that I tried to access my account on there site and I was no longer permitted access!

Anytime you visit a site, it logs your IP address. If you work for a rather large company, it'll also display your department.

Soon as someone as the department, they can call and find out the supervisors name, and email, and off an email goes.

okay, little tip, if you are contact these companies via email, or their website, use a proxy server to do so. google proxy and follow the first link that comes up.

(A proxy server masks your IP address, it actually shows a bogus one) do this for your email as well, b/c IP addy's can be retrieved from mail thats been ssent.

Great information - Thank you I will most certainly us
it when need be

That's a great idea! I never really thought about them checking the IP address and tracing it that way . . . . .

google IP lookup and it will show you the sites that let you look up specific IP addresses.

Turn the tables on your email debt collectors.... he he he he

the best site for ip lookups is

ip-lookup (dot) net

the most comprehensive of all of them.

I have had problems with Cash Transfer Centers as well. I would like to send them a wage revocation later, but can't seem to find a physical address for them. On their website, when you click the contact us link, they only give you the option to contact via email.

Try this - (posted from Leah on another thread)

Here is an address (not sure if it will get you anywhere)
300-433 Main St
Winnipeg, MB R3B 1B3
also have
Payment Services
400-15225 104th Ave
Surry, BC V3R 6Y8