I live in NC. I closed my checking account and opened a new one, because of all of the extended fees being taken out by VC and Mesa Financial. I owe VC $390 and Mesa $260. They have both been taking out the extend fees of $90 and $60 since April. None of it has been applied to the principle. I can not afford to continue to pay this. Also, I have a $400 loan with Cash Transfer Centers. With costly returned check and overdraft fees, they were able to recoupe all but $141.50. When they were not able to draft out of my account on my last payday, they contacted me and wanted me to wire them the money by Wednesday, June 12, 2007. I was unable to and now they are threatening to contact my employer to take it out of my wages. Please advise what I should do before the harrasment starts. Thanks, in advance, for all of your advice.

Up27, do you feel comfortable contacting/emailing your payroll department and letting them know about the stituation? I emailed mine and told them there was fraudulent activity on my account so I had to close it, and that the company may try to garnish my wages. It is illegal for a company to garnish wages without a court order, so I informed them of this as well. They said my email would suffice as a wage-revocation letter & theyd keep it on file, & contact me if anyone tried to get my wages!

You can search for a wage revocation letter on this forum - send it to your payroll department, along with Cash Trasnsfer Centers. Hope this helps.

I got an email from Cash Transfer Centers today trying to give me a loan! HA!

I want these people to stop bugging me at work. What is an address that I can send documents to.