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I am located in columbus ohio and got a call today saying that i have been charged with 3 afidavids and that they are going to come to my place of work and arrest me. I need to either give them their money or i am going to go to jail.

Posted: Wed Aug 30, 2006 12:58 pm Subject:

That is so not true. Nobody ever went to jail for having a little debt. They say they will come to your workplace and arrest you just to scare you into paying the money whether you have it readily available or not.
Look all over this forum, almost everyone here has had that exact same threat thrown at them and they're not in jail. I used to collect, now, don't write any checks you can't cover just because you are scared. When you have enough to make a payment, do so with a money order. You can't trust people like this with your bank account numbers!

Posted: Wed Aug 30, 2006 1:02 pm Subject:

ok Jedi, they told me i have 3 affidavid's and they say that i have commited check fraud, can't you go to jail for that? what should i do, i am really scared. It's with pay day loans, again, what should i do?

Posted: Wed Aug 30, 2006 1:06 pm Subject:

Payday loans are NOT check fraud and they don't have any affidavits. They're lying, plain and simple. Don't be suckered by it, do what everyone else in this forum is doing. Pay no mind to them, pay your debts as you can without taking food out of your stomach, and turn to consolidator. As for the harassing bs phone calls, turn them over to the Attorney General of their state. The only ones breaking any laws in this case are them.

Posted: Wed Aug 30, 2006 1:08 pm Subject:

Calm down, I have been one of those people threatned with arrest and affadavid's, you name it and I have not been arrested yet. I have even been told they are discussing me with the District Attorney. The are full of it and everything they are saying to you is illegal. Like Jedi said, people all over this forum have had the same threats. What number are these people calling you from? Did they tell you what loan company they are collecting for?

Posted: Wed Aug 30, 2006 1:10 pm Subject:

they are collecting from Premier processing and platium B services. I have many loans out that i am trying to pay off. The lady said she was with US National Bank.

Posted: Wed Aug 30, 2006 1:11 pm Subject:

SO NOTHING can happen to me? They said i have broken federal and state banking laws, could that be possible?

Posted: Wed Aug 30, 2006 1:12 pm Subject:

Keep a log of the phone calls with the dates and time and the name of the caller. I feel that someone from the collections dept. is making the calls to you. If you find them out to be a collection agency, send a cease and desist letter and stop them from calling you again. The collectors will have to abide by the federal laws.

Posted: Wed Aug 30, 2006 1:14 pm Subject:

Ok but what if they really are from US National bank? Can they arrest me?

Posted: Wed Aug 30, 2006 1:21 pm Subject:

Unless they're from the FBI or police department or something government, they can't arrest you. Saying something and being truthful are two different things. Tell them you will report them for harassment and violation of the FDCPA, they we'll see!

Posted: Wed Aug 30, 2006 1:26 pm Subject:

US National Bank huh...that's a new one. I had an account with Platinum B and their collection agency also threatened me with arrest but it wasn't US National Bank. Call Platinum B at 1-866-722-2770 and if nobody answeres hit 0 and that should get you to somebody. Tell them you need to know what collection agency is dealing with your account. They will probably give you the name and number to a place called I-Collect (this is what they gave me). Make sure they tell you when your account was sent over. When you call I-Collect they will be able to verify who has your account.

Was there a number that showed up when this US National Bank called or did they give you a number to call them back on. If not try to get a number out of them next time they call.

Posted: Wed Aug 30, 2006 1:26 pm Subject: Arrest

Amanda....

You can not be arrested. It's the PDL's way of parting you with your money. By threatening arrest they hope that you do something irational and send
them money you do not have.

Chritina and Ari are correct!

Keep a log of phone calls and any emails,fax's..etc.
And above all,keep your wits about you! By them threatening you,you can now use that to your advantage!

Next time they call and say that,tell 'em your waiting for them,you can use the vacation!

US National Bank? Kind of a generic name...almost cartoonish!

Posted: Wed Aug 30, 2006 1:31 pm Subject:

I had a feeling they were the same as Pre-Litigations, check out this forum...it mentions US National Bank as well.

http://www.debtconsolidationcare.com/forums/prelitigation-4.html

Posted: Wed Aug 30, 2006 1:36 pm Subject:

Amanda look for the thread from Josh Mitchem the VP of Platinum B. He has posted several times and is very helpful.

Posted: Thu Aug 31, 2006 5:14 am Subject:

i will and thank you all for your help. One more question, the lady said that i was going to be charged with check fraud, can that happen? i closed the checking account on which i used when i took out the loan. Can they get me for check fraud? I am going to see a lawyer tomorrow, and may possibly file for bankruptcy.

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