Federal Debt Relief System DONT BE FOOLED

I just wanted to write a post for anyone who has ever considered or is considering using the Federal debt relief System to get out of debt. DON'T USE THEM!!!! Everything they claim is a lie! I started the program in February 2007. They didn't deliver anything they promised. When I started making inquiries on my accounts and to their dealings with my creditors, they simply stopped returning my calls. I got a Warrant in Debt and have to appear in court and they assured me that this would NEVER happen. I recently discussed their program with a lawyer and he confirmed that their program is all lies and that they are committing fraud. They've taken $2400 of my hard earned money - I'm making attempts to get it back, but I'm not optimistic about it. Some advice I'll give to anyone dealing with debt collectors: Do some research and handle it yourself! Thats what I did 3 days ago. I got out of the program, stopped all payments to FDRS (federal debt relief system). Sent them correspondences demanding my money back, told them they were in breach of contract and citing where and how. Then I called all the debt collectors that held my accounts and negotiated the balances down for settlements of about half of what I owed. And I got EVERYTHING in writing. I feel MUCH better and safer that I'm handling this myself, because I know that I won't do anything to intentionally hurt myself, but someone else will in a heartbeat!

Here is a link that has a couple of pages of others discussing them at http://www.debtconsolidationcare.com...ebtrelief.html good luck to you, and feel free to ask questions about your debt here!..karen

thanks karen. i'm going to post in that forum as well.

Best of luck Cher! Keep us updated!

"Everything they claim is a lie!' "told them they were in breach of contract and citing where and how."

I'm skeptical of FDRS's service, but it would've been more helpful to people if you gave some specifics; what lies did FDRS say, besides "everything"? In what ways- where and how- were they in breach of contract?

The info on the FDRS website about how the money/credit system works is correct.

I have a few friends who have had 'negative' results, with them, as well. According to them, it all sounds good, but, they din't get the services they were told they would get. ONE of them has more debt now, because of their 'promises'.

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Sorry, but FDRS is a scam. You can recognize this type of company very easily. They make the claim that because of how our monetary system works, you never really borrowed any money in the first place! Their system is based on the false belief that credit card banks are operating illegally by extending credit to you. Absolutely do not give your money to one of these outfits! The fees start at $2,500 and go up from there.

Folks, there is no free lunch. The only thing such "debt termination services" will do for you is take your money. Their legal theories are total nonsense, and the courts do not recognize their arguments. These are the same people who also claim you don't need to pay your income taxes either. As tempting as it might be to try one of these services, you'll only get yourself in deeper trouble with your creditors.

Its a joke. They advertise on these government conspiracy websites like The Genesis Communications Network.

I just wanted to let everyone know, I had a concern last week and I called FDRS client care and my problem was handled immediately. I am very thankful for there quick response in helping my needs. I am also still very happy with FDRS legal team. They are great and I have yet to have any problems at all. Every time I have a concern I call FDRS or their legal team and they take care of everything in a quick manner. All I hear are complaints about FDRS and I don't get it, I have had nothing but good luck with them, those of you that want to get rid of your credit card debt I would highly reccomend them. You MUST follow their directions in order for the program to work properly, but if you do you will have no problems. If your willing to be proactive about your debt this program will work, but if your not then your out of luck. Im less than 6 months away from completed the program and am confident that I will be the first person on this forum that will be a satisfied client of FDRS..... Only time will tell, but I will keep you all posted. Those of you in the program- good luck and let FDRS and their legal team do the work for you. Do as they tell you and you will be as happy as I am. Talk to you later.

Mike in KC

I believe the Federal debt relief System is the perfect scam because when the credit card companies, collection agencies and banks start suing you (like they are me!!) The federal debt relief system or FDRS.org is not responsible. And since they are dealing with people with money problems there is little risk for them getting sued. Fortunately my brother in-law is an attorney so he is taking my case. Unfortunately, the company is set up in a way that it’s hard to go after them so I'm suing this lady Veronica who “enrolled me”, but something is better than nothing.

Here is a recent article about Debt the Termination / Debt Elimination scams.

These debt elimination companys like FDRS don't work. Just Google search these words " Debt Termination scam " or "Debt Elimination scams " or " No money lent scam ". You will find tons of articles about this type of scam.

Mobile0311 - Is there an FDRS forum you are not on? I am tired of your same posts and would like to go to a forum where people are in the program, and can give examples of their personal experiences instead of just conjecture!

We understand you don't like them and think they are a scam, but do me a favor...GO AWAY! People like you just cause forums to argue unnecessarily and get shut down.

If you see a forum where people are "IN" the FDRS program and discussing their experiences, please don't post there...it just makes us mad and steers the subject off topic. Thanks!

Keeping the Faith , thanks for your wonderful input.
Mobile0311 - Is there an FDRS forum you are not on? The answer is probably not. I will post at every chance I get to educate people about these scammers. You don`t like my posts. Oh well, thats just too bad .Should I call you a whaaaambulance? I will do everything in my power to prevent these scammers from getting another person's hard earned money.

People like you just cause forums to argue unnecessarily and get shut down. People like me prevent people from getting conned out of their hard earned money.FYI , I post on tons of other subjects here to try and assist people with there financial hardships. I am not here to start arguments. Just trying to provide people with information regarding their situation to help them make an educated decision. I have worked in the credit , counseling , and settlement industry for years and have spoken with tons of people ripped off by these con artists at FDRS. You may not like it but I will post as much info on them as I can to call these people out on their scam
So if you don`t like my posts and want me to ...GO AWAY! Sorry but I'm disinclined to acquist to your request.... which means NO! If you have an issue get a tissue.



PS. Everyone who has been ripped off by FDRS ,below as my signature are links to all the places you need to file a complaint with. Hope this helps

keeping,i don't mind whoever wants to post,but mobile is a registered respected member here.do not give orders until you register understand?oh and even then it will be scrutinized.i trust my positon is clear.

I agree with keeping the faith, I fully think everyone has the right to speak their own opinion, but it also does get old seeing the same people talk trash on the company that we are giving our hard earned money to. I hope you understand why we are defensive in this manner. We truely disagree with all of the negative comments and honestly want to believe that this company will stick to their words and complete what has been promised to us. The issue I have is I have still yet to find a single person that has actually done as told and followed the steps of the program, that has not been happy with their results. Yes I know how do I know they actually completed the program?? I don't Im just taking their word, everyone that has negative comments that has been with FDRS has either been to scared to continue, or they didn't do as they were instructed to do, thats why the program didn't work for them. Until I finish the program which is only 6 short months away I am sticking to my gut feeling and sticking with FDRS and thier legal team which whom Im very pleased with to date. I hope to be the first one on this forum to tell you I successfully completed the program on time and as planned until then complain all you want- This is America you have that right, (unless Obama gets elected...... lol Just kidding) Just please remember there are people out their that truely do believe in this company and what they stand for, and until I see some kind of proof that this company is in deed a scam I will continue to give them my hard earned money until my program is completed in full. If in the end I get screwed over- I promise I will let every last one of you know about it, but I don't think I have anything to worry about. Good luck to all of you in the program- let me know if you have any questions.

Have a great weekend,

Mike in KC

I agree with mobile. Its obvious that FDRS is a bunch of charlatans. Anyone posting here defending fdrs after all these facts and articles presented is obviously an employee of fdrs and trying to get free leads for their company. I am sorry but their is just way too much negative info from rip off report.com , bbb , and tons of other forums that agree with mobile's perspective. One would have to be insane to actually think this company is legitimate . Heck there is even tons of stuff out there from former employees who tell all about the scam and how the owner Mark Cella has a Napoleonic complex. Keep up the good work mobile !!!